Compare 23 USDT Yields on Ethereum

23 USDT strategies tracked on Ethereum. Compare on-chain APY rates, TVL, and yield history side by side.

StrategyPlatformCuratorAPYTVL
DeltaUSDLagoonSMARDEX14.40%$658.3K
Wintermute Trading (Private Credit)WildcatWintermute9.50%$253.3K
K3 Leveraged syrupUSDT StrategyIPOR FusionK3 Capital6.24%$579.4K
LendFlux Finance4.55%$1.7M
Smokehouse USDTMorphoSteakhouse4.03%$39.4M
Fluid AutocompounderHarvest3.46%$180.6K
Vault 1Yearn3.34%$7.6M
USDT LiteMorphoSteakhouse3.14%$26.3K
USDT PrimeMorphoGauntlet2.99%$15.0M
Hakutora USDTMorpho2.98%$5.5M
USDTMorphoSteakhouse2.97%$139.3M
Vault 2Yearn2.90%$4.7M
LendFluid2.77%$127.3M
V3Compound2.48%$63.0M
V3Aave2.01%$1366.4M
MarketSpark1.99%$98.5M
Derivatives PoolIPOR Fusion1.25%$130.2K
Yield VaultEuler0.26%$235.5K
Bridge PoolAcross0.10%$1.6M
USDTMorphoRe70.02%$102.4K
USDT CompoundV3 LenderYearn0.00%$1.1K
V3Gearbox0.00%$441.4K
Flagship USDTMorphoB.Protocol0.00%$508.5K

How USDT Yields Work on Ethereum

Ethereum Mainnet is the largest DeFi ecosystem by total value locked. USDT yield strategies on Ethereum benefit from deep liquidity, established protocols, and the widest selection of lending markets and curated vaults. Gas costs on Mainnet are higher than on L2 networks, which means strategies with smaller deposits may see a larger share of returns consumed by transaction fees.

Most USDT strategies on Ethereum use protocols like Morpho, Euler, and Aave, which have extensive audit histories. Curated vaults managed by firms like Gauntlet and Steakhouse optimize allocation across multiple lending markets to target higher returns.

What is the best USDT yield on Ethereum right now?

The highest on-chain USDT APY on Ethereum currently tracked on Earnbase is 14.40%, offered by DeltaUSD on Lagoon. This rate reflects the vault's native exchange rate and excludes external incentives.

Common Questions about USDT Yields on Ethereum

How does Earnbase calculate USDT APY on Ethereum?

Earnbase derives APY from each vault's on-chain exchange rate on the Ethereum network. This measures the actual growth of deposited USDT over time, based on the vault's smart contract data. The rates shown do not include external reward incentives, points programs, or token emissions — only native vault performance.

How many USDT strategies are on Ethereum?

Earnbase currently tracks 23 USDT yield strategies on Ethereum from 14 platforms. The largest coverage is on Morpho (7), Yearn (3), and IPOR Fusion (2). For USDT strategies on other networks, see the full USDT yield tracker at /usdt, which covers 26 strategies across 3 networks.

What are the risks of USDT yields on Ethereum?

USDT yield strategies on Ethereum carry smart contract risk from the underlying protocols. Ethereum Mainnet protocols tend to have longer track records and deeper audits, but higher gas costs can reduce net returns on smaller positions. Each listing on Earnbase includes TVL and a yield sustainability score to help assess risk. Always verify directly with the protocol before depositing.

How does USDT yield on Ethereum compare to other networks?

USDT yield varies across networks due to differences in liquidity, borrowing demand, and protocol maturity. Earnbase tracks USDT on 3 networks total. Use the parent USDT yield tracker at /usdt to compare average APY and strategy count across all supported networks.

Does Earnbase charge fees?

No. Earnbase is a free yield data aggregator. There are no fees for using the tracker or accessing yield data. Earnbase does not hold or manage funds.

← All USDT strategies

Earnbase tracks 23 USDT yield strategies on Ethereum across 14 platforms including Morpho (7), Yearn (3), and IPOR Fusion (2). APY data is derived from each vault's on-chain exchange rate and does not include external reward incentives, points, or token emissions. Data updates daily.

Ethereum is the largest DeFi ecosystem by total value locked, with deep protocol diversity and established lending markets. Each listing includes 24h, 7d, and 30d APY, total value locked (TVL), yield sustainability score, and historical performance. Looking for USDT yields on other networks? Earnbase tracks 26 USDT strategies across 3 networks total.

How USDT Yields Work on Ethereum

Ethereum Mainnet is the largest DeFi ecosystem by total value locked. USDT yield strategies on Ethereum benefit from deep liquidity, established protocols, and the widest selection of lending markets and curated vaults. Gas costs on Mainnet are higher than on L2 networks, which means strategies with smaller deposits may see a larger share of returns consumed by transaction fees.

Most USDT strategies on Ethereum use protocols like Morpho, Euler, and Aave, which have extensive audit histories. Curated vaults managed by firms like Gauntlet and Steakhouse optimize allocation across multiple lending markets to target higher returns.

What is the best USDT yield on Ethereum right now?

The highest on-chain USDT APY on Ethereum currently tracked on Earnbase is 14.40%, offered by DeltaUSD on Lagoon. This rate reflects the vault's native exchange rate and excludes external incentives. The top USDT strategies on Ethereum by APY are listed below.

Common Questions about USDT Yields on Ethereum

Earnbase derives APY from each vault's on-chain exchange rate on the Ethereum network. This measures the actual growth of deposited USDT over time, based on the vault's smart contract data. The rates shown do not include external reward incentives, points programs, or token emissions — only native vault performance.

Earnbase currently tracks 23 USDT yield strategies on Ethereum from 14 platforms. The largest coverage is on Morpho (7), Yearn (3), and IPOR Fusion (2). For USDT strategies on other networks, see the full USDT yield tracker which covers 26 strategies across 3 networks.

USDT yield strategies on Ethereum carry smart contract risk from the underlying protocols. Ethereum Mainnet protocols tend to have longer track records and deeper audits, but higher gas costs can reduce net returns on smaller positions. Each listing on Earnbase includes TVL and a yield sustainability score to help assess risk. Always verify directly with the protocol before depositing.

USDT yield varies across networks due to differences in liquidity, borrowing demand, and protocol maturity. Earnbase tracks USDT on 3 networks total. Use the parent USDT yield tracker to compare average APY and strategy count across all supported networks.

No. Earnbase is a free yield data aggregator. There are no fees for using the tracker or accessing yield data. Earnbase does not hold or manage funds.

This page provides informational data aggregated from on-chain sources and is not financial advice. Yield rates reflect each vault's on-chain exchange rate and update daily. Smart contract risk, liquidity risk, and asset de-peg risk may apply. Always verify data directly with the respective platform before depositing.

Earnbase tracks 23 USDT yield strategies on Ethereum across 14 platforms including Morpho (7), Yearn (3), and IPOR Fusion (2). APY data is derived from each vault's on-chain exchange rate and does not include external reward incentives, points, or token emissions. Data updates daily.

Ethereum is the largest DeFi ecosystem by total value locked, with deep protocol diversity and established lending markets. Each listing includes 24h, 7d, and 30d APY, total value locked (TVL), yield sustainability score, and historical performance. Looking for USDT yields on other networks? Earnbase tracks 26 USDT strategies across 3 networks total.

How USDT Yields Work on Ethereum

Ethereum Mainnet is the largest DeFi ecosystem by total value locked. USDT yield strategies on Ethereum benefit from deep liquidity, established protocols, and the widest selection of lending markets and curated vaults. Gas costs on Mainnet are higher than on L2 networks, which means strategies with smaller deposits may see a larger share of returns consumed by transaction fees.

Most USDT strategies on Ethereum use protocols like Morpho, Euler, and Aave, which have extensive audit histories. Curated vaults managed by firms like Gauntlet and Steakhouse optimize allocation across multiple lending markets to target higher returns.

What is the best USDT yield on Ethereum right now?

The highest on-chain USDT APY on Ethereum currently tracked on Earnbase is 14.40%, offered by DeltaUSD on Lagoon. This rate reflects the vault's native exchange rate and excludes external incentives. The top USDT strategies on Ethereum by APY are listed below.

Common Questions about USDT Yields on Ethereum

Earnbase derives APY from each vault's on-chain exchange rate on the Ethereum network. This measures the actual growth of deposited USDT over time, based on the vault's smart contract data. The rates shown do not include external reward incentives, points programs, or token emissions — only native vault performance.

Earnbase currently tracks 23 USDT yield strategies on Ethereum from 14 platforms. The largest coverage is on Morpho (7), Yearn (3), and IPOR Fusion (2). For USDT strategies on other networks, see the full USDT yield tracker which covers 26 strategies across 3 networks.

USDT yield strategies on Ethereum carry smart contract risk from the underlying protocols. Ethereum Mainnet protocols tend to have longer track records and deeper audits, but higher gas costs can reduce net returns on smaller positions. Each listing on Earnbase includes TVL and a yield sustainability score to help assess risk. Always verify directly with the protocol before depositing.

USDT yield varies across networks due to differences in liquidity, borrowing demand, and protocol maturity. Earnbase tracks USDT on 3 networks total. Use the parent USDT yield tracker to compare average APY and strategy count across all supported networks.

No. Earnbase is a free yield data aggregator. There are no fees for using the tracker or accessing yield data. Earnbase does not hold or manage funds.

This page provides informational data aggregated from on-chain sources and is not financial advice. Yield rates reflect each vault's on-chain exchange rate and update daily. Smart contract risk, liquidity risk, and asset de-peg risk may apply. Always verify data directly with the respective platform before depositing.