EURC Lending
Fluid · Base
Frequently Asked Questions
What is the current APY for EURC Lending?
The current spot APY for EURC Lending on Fluid (Base) is 1.51%. The 30-day average APY is 0.85%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in EURC Lending?
The total value locked (TVL) in EURC Lending is $2.2M. TVL measures the total EURC assets currently deposited in this vault.
Does the EURC Lending yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is EURC Lending deployed on?
EURC Lending is deployed on Base. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Base directly.
Compare with Other EURC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| EURC Core | Morpho | Mainnet | 11.67% | $5.3M |
| DeTrade Core EURC | Lagoon | Base | 6.08% | $140.8K |
| 9Summits Flagship EURC | Lagoon | Ethereum | 3.02% | $700.9K |
| Core Vault | YO | Base | 2.28% | $1.4M |
| EURC Moonwell Autocompounder | Harvest | Base | 2.23% | $24.4K |
| V3 | Aave | Mainnet | 1.74% | $31.0M |
| baseEUR Autopool | Tokemak | Base | 1.60% | $281.4K |
| EURC | Morpho | Base | 1.26% | $4.9M |
| EURC Core | Morpho | Base | 1.24% | $3.1M |
| V3 | Aave | Base | 1.09% | $9.7M |
More Fluid Strategies
EURC Lending
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Yield Overview
EURC Lending is a EURC yield strategy on Fluid (Base). It currently generates 1.51% APY (24h) with a 30-day average of 0.85%. The vault holds $2.2M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Fluid · Base
Market Benchmarking
Within the EURC ecosystem, this product ranks #8 out of 15 strategies. Its 1.51% yield is 34.0% lower than the market average of 2.29%.
How EURC Lending Compares
EURC Lending currently ranks #8 among 15 monitored EURC strategies. However, with a TVL of $2.2M, it holds significantly less capital than higher-TVL alternatives like V3 ($31.0M).
Ecosystem Context
Positioned within the Base ecosystem, this product's yield is 1.2% higher than the network average for EURC strategies. By TVL, this product ranks #4 of 12 EURC strategies on Base.
About Fluid
Fluid is a lending and borrowing protocol designed for capital efficiency. Earnbase tracks 9 strategies on Fluid.
EURC on Base#5 of 12
Yield Sustainability
An extreme 76.7% deviation from the historical average suggests the current yield level is unlikely to persist. This pattern is often driven by temporary incentive programs, one-off events, or rapid capital reallocation.
Yield Trajectory
EURC Lending recorded a 24h APY of 1.51% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 114.1%. The strongest 7-day period was Mar 28–Apr 03 averaging 1.43%, while the weakest was Mar 14–Mar 20 at 0.48%. Current 24h APY of 1.51% is 84.2% above the product's own 30-day average.
Weekly yields have improved for 2 consecutive weeks, with the most recent 7-day average of 1.43% representing a sustained weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 120 days, EURC Lending's yield has shown a downward trend, with yields compressing from 1.21% to 0.79%, a 34.6% decline. The sustainability score of 10/100 aligns with a reversion from previously unsustainable levels.
Historical TVL Statistics
Over the past 120 days, EURC Lending's total value locked has experienced a contraction, declining from $3.7M to $3.2M, a 13.7% reduction.
History
FAQ
Yield & Performance
EURC Lending on Fluid offers a 24-hour APY of 1.51%, a 30-day average of 0.85% on EURC. Yields are variable and update daily based on protocol activity.
EURC Lending ranks #8 out of 15 monitored EURC strategies. Its current yield of 1.51% is 34.0% below the market average of 2.29%.
Earnbase rates the yield sustainability of EURC Lending at 10/100, classified as "Very Low Stability". An extreme 76.7% deviation from the historical average suggests the current yield level is unlikely to persist.
Over the past 120 days, EURC Lending has shown a downward yield trajectory. The average APY moved from 1.21% to 0.79%.
EURC Lending has a yield volatility rating of "Low" (standard deviation: 0.35pp over 120 days). The APY has ranged from 0.41% to 1.79% in the tracked period, with an average of 0.96%.
Liquidity & TVL
EURC Lending currently has a total value locked (TVL) of $2.2M in EURC deposits.
EURC Lending holds $2.2M in EURC deposits. Across all 15 tracked EURC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $2.2M places it within the broader spectrum of EURC opportunities tracked on Earnbase.
By total value locked, EURC Lending ranks #4 of 12 EURC strategies on Base. It currently holds $2.2M.
EURC Lending's TVL is currently declining. Over the past 120 days, TVL moved from $3.7M to $3.2M, a -13.7% change. The 30-day high was $4.2M and the 30-day low was $2.1M.
Despite rising yields, capital has been flowing out. This may indicate concerns about sustainability or broader market rotation. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, EURC Lending had 11 days of inflows and 18 days of outflows. The largest single-day inflow was +$475.4K (Mar 15, 2026) and the largest outflow was -$646.5K (Mar 28, 2026). Net 30-day TVL change: -42.9%.
Strategy & Access
EURC Lending operates on the Base network and is managed by Fluid. It accepts EURC deposits.
To deposit into EURC Lending, you need EURC tokens on the Base network. Visit the Fluid platform directly to connect your wallet and make a deposit.
EURC Lending ranks among 12 monitored EURC strategies on Base. Its yield of 1.51% is 1.2% above the Base average of 1.49%.
EURC Lending is deployed on Fluid's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Fluid is the DeFi protocol infrastructure that EURC Lending operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.
For illustrative purposes only. Based on the current 1.51% on-chain APY for EURC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Fluid before depositing.
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