Coinshift USDC
Morpho · Mainnet
Frequently Asked Questions
What is the current APY for Coinshift USDC?
The current spot APY for Coinshift USDC on Morpho (Mainnet) is 3.78%. The 30-day average APY is 2.97%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Coinshift USDC?
The total value locked (TVL) in Coinshift USDC is $45.6K. TVL measures the total USDC assets currently deposited in this vault.
Does the Coinshift USDC yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is Coinshift USDC deployed on?
Coinshift USDC is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Coinshift Conservative USPC | Lagoon | Ethereum | 23.83% | $192.8K |
| USDC Vault | Morpho | Mainnet | 21.58% | $38.1K |
| USDC Yield | Morpho | Arbitrum | 19.00% | $104.3K |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 18.81% | $310.9K |
| 9Summits Flagship USDC | Lagoon | Ethereum | 16.68% | $4.1M |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| Arcadia V2 Pool | Arcadia | Base | 15.23% | $323.2K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| Arcadia Autocompounder | Harvest | Base | 12.35% | $131.3K |
| USDC Vault | 40 Acres | Base | 12.09% | $8.3M |
More Morpho Strategies
Coinshift USDC
Opens external site. Rates may differ due to refresh timing.
Opens external site. Rates may differ due to refresh timing.
Yield Overview
Coinshift USDC is a USDC yield strategy on Morpho (Mainnet). It currently generates 3.78% APY (24h) with a 30-day average of 2.97%. The vault holds $45.6K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Morpho · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #92 out of 153 strategies. Its 3.78% yield is 23.0% lower than the market average of 4.91%.
How Coinshift USDC Compares
Coinshift USDC currently ranks #92 among 153 monitored USDC strategies. However, with a TVL of $45.6K, it holds significantly less capital than higher-TVL alternatives like USDC ($131.1M).
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 16.2% lower than the network average for USDC strategies. Within Morpho, it competes against 60 other USDC strategies. By TVL, this product ranks #44 of 52 USDC strategies on Mainnet.
About Morpho
Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 61 strategies on Morpho.
USDC on Mainnet#31 of 52
Yield Sustainability
Yield is 27.4% above the monthly average.
Yield Trajectory
Coinshift USDC recorded a 24h APY of 3.78% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 6.9%. The strongest 7-day period was May 03–May 09 averaging 3.30%, while the weakest was Apr 12–Apr 18 at 2.29%. Current 24h APY of 3.78% is 28.5% above the product's own 30-day average.
Weekly yields have improved for 3 consecutive weeks, with the most recent 7-day average of 3.30% representing a sustained weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 158 days, Coinshift USDC's yield has shown a downward trend, with yields compressing from 3.76% to 2.74%, a 27.0% decline. The sustainability score of 67/100 aligns with moderate yield variability.
Historical TVL Statistics
Over the past 158 days, Coinshift USDC's total value locked has experienced a contraction, declining from $193.6K to $61.1K, a 68.4% reduction.
History
FAQ
Yield & Performance
Coinshift USDC on Morpho offers a 24-hour APY of 3.78%, a 30-day average of 2.97% on USDC. Yields are variable and update daily based on protocol activity.
Coinshift USDC ranks #92 out of 153 monitored USDC strategies. Its current yield of 3.78% is 23.0% below the market average of 4.91%.
Earnbase rates the yield sustainability of Coinshift USDC at 67/100, classified as "Moderate". Yield is 27.4% above the monthly average.
Over the past 158 days, Coinshift USDC has shown a downward yield trajectory. The average APY moved from 3.76% to 2.74%.
Coinshift USDC has a yield volatility rating of "Moderate" (standard deviation: 0.98pp over 158 days). The APY has ranged from 1.87% to 8.54% in the tracked period, with an average of 3.26%.
Liquidity & TVL
Coinshift USDC currently has a total value locked (TVL) of $45.6K in USDC deposits.
Coinshift USDC holds $45.6K in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $45.6K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Coinshift USDC ranks #44 of 52 USDC strategies on Mainnet. It currently holds $45.6K.
Coinshift USDC's TVL is currently declining. Over the past 158 days, TVL moved from $193.6K to $61.1K, a -68.4% change. The 30-day high was $195.7K and the 30-day low was $45.4K.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Coinshift USDC had 15 days of inflows and 1 days of outflows. The largest single-day inflow was +$45 (Apr 24, 2026) and the largest outflow was -$13 (May 02, 2026). Net 30-day TVL change: +0.3%.
Strategy & Access
Coinshift USDC operates on the Mainnet network and is managed by Morpho. It accepts USDC deposits.
To deposit into Coinshift USDC, you need USDC tokens on the Mainnet network. Visit the Morpho platform directly to connect your wallet and make a deposit.
Coinshift USDC ranks among 52 monitored USDC strategies on Mainnet. Its yield of 3.78% is 16.2% below the Mainnet average of 4.51%.
Coinshift USDC is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Morpho is the DeFi protocol infrastructure that Coinshift USDC operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 3.78% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.
Deposit Asset