Coinshift USDC

Morpho · Mainnet

1.91%

24h APY

1.91%

30d APY

2.83%

TVL

$45.7K

Asset

USDC

Frequently Asked Questions

What is the current APY for Coinshift USDC?

The current spot APY for Coinshift USDC on Morpho (Mainnet) is 1.91%. The 30-day average APY is 2.83%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.

How much total value is locked in Coinshift USDC?

The total value locked (TVL) in Coinshift USDC is $45.7K. TVL measures the total USDC assets currently deposited in this vault.

Does the Coinshift USDC yield include token rewards?

No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.

Which network is Coinshift USDC deployed on?

Coinshift USDC is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.

Compare with Other USDC Strategies

StrategyPlatformNetworkAPYTVL
High Yield USDCMorphoMainnet108.58%$1.8M
Hub Capital USDC vaultLagoonEthereum104.04%$1.0M
V2 - ID:20SiloSonic72.48%$8.5K
Resolv USDCEulerMainnet33.98%$2.3K
ApostroEulerBNB28.33%$1.0K
Euler Arbitrum YieldEulerArbitrum21.93%$1.4K
Hyperithm (Private Credit)WildcatMainnet15.00%$30.0M
wsrUSD (Leveraged Looping)IPOR FusionMainnet14.73%$4.1M
TAU Reservoir PointsmaxIPOR FusionEthereum14.07%$589.4K
Coinshift Conservative USPCLagoonEthereum11.19%$340.1K

More Morpho Strategies

Coinshift USDC

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Live
USDC Rank#128 of 160
NetworkMainnet
AssetUSDC
PlatformMorpho
24H APY
1.91%
30D APY
2.83%
TVL
$45.7K

Yield Overview

Coinshift USDC is a USDC yield strategy on Morpho (Mainnet). It currently generates 1.91% APY (24h) with a 30-day average of 2.83%. The vault holds $45.7K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.

Morpho · Mainnet

Market Benchmarking

Within the USDC ecosystem, this product ranks #128 out of 160 strategies. Its 1.91% yield is 68.1% lower than the market average of 5.99%.

Asset Average APY5.99%
This Product APY1.91%
Market Rank#128 / 160
vs. Average-68.1%

How Coinshift USDC Compares

Coinshift USDC currently ranks #128 among 160 monitored USDC strategies. However, with a TVL of $45.7K, it holds significantly less capital than higher-TVL alternatives like USDC Prime ($135.9M).

Ecosystem Context

Positioned within the Mainnet ecosystem, this product's yield is 68.6% lower than the network average for USDC strategies. Within Morpho, it competes against 63 other USDC strategies. By TVL, this product ranks #49 of 57 USDC strategies on Mainnet.

About Morpho

Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 105 strategies on Morpho.

Yield Sustainability

Yield is 32.5% below the monthly average.

Sustainability Score61 / 100
StatusModerate

Yield Trajectory

Coinshift USDC recorded a 24h APY of 1.91% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 4.0%. The strongest 7-day period was Mar 14Mar 20 averaging 3.40%, while the weakest was Mar 28Apr 03 at 2.63%. Current 24h APY of 1.91% is 32.5% below the product's own 30-day average.

Weekly yields have declined for 2 consecutive weeks. The most recent 7-day average stands at 2.63%.

Current Streak
Days With Yield30 / 30
vs. 30D Average-32.5%
Week-over-Week-4.0%

Weekly Breakdown

PeriodAvg APYvs. Previous
Mar 28Apr 032.63%-4.0%
Mar 21Mar 272.74%-19.6%
Mar 14Mar 203.40%+20.9%
Mar 07Mar 132.81%(baseline)

Historical APY Statistics

30D Low1.92%
30D High8.54%
30D Average3.39%
Median APY2.72%
Days Above Average10 / 30
Best Day4.70%Mar 15, 2026
Volatility1.01Moderate
TrendDownward (-26.2%)
Data Points123 days
APY Range2.78pp
Worst Day1.92%Apr 03, 2026
Current Percentile30th

Over the past 123 days, Coinshift USDC's yield has shown a downward trend, with yields compressing from 3.83% to 2.83%, a 26.2% decline. The sustainability score of 61/100 aligns with moderate yield variability.

Historical TVL Statistics

30D Low$45.7K
30D High$195.7K
30D Average$149.2K
Median TVL$96.3K
Days of Inflows22 / 30
Largest Inflow+$47Apr 02, 2026
Current TVL$45.7K
Net Change-76.5%
TrendDeclining
TVL per APY Point$16.1K
Days of Outflows6 / 30
Largest Outflow-$50.7KApr 05, 2026

Over the past 123 days, Coinshift USDC's total value locked has experienced a contraction, declining from $193.5K to $95.0K, a 50.9% reduction.

History

30-Day SummaryAvg: 3.39% | High: 8.54% | Low: 1.92%
2026-04-051.93%
2026-04-042.00%
2026-04-031.92%
2026-04-022.71%
2026-04-012.63%
2026-03-312.98%
2026-03-302.73%
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FAQ

Yield & Performance

Coinshift USDC on Morpho offers a 24-hour APY of 1.91%, a 30-day average of 2.83% on USDC. Yields are variable and update daily based on protocol activity.

Coinshift USDC ranks #128 out of 160 monitored USDC strategies. Its current yield of 1.91% is 68.1% below the market average of 5.99%.

Earnbase rates the yield sustainability of Coinshift USDC at 61/100, classified as "Moderate". Yield is 32.5% below the monthly average.

Over the past 123 days, Coinshift USDC has shown a downward yield trajectory. The average APY moved from 3.83% to 2.83%.

Coinshift USDC has a yield volatility rating of "Moderate" (standard deviation: 1.01pp over 123 days). The APY has ranged from 1.92% to 8.54% in the tracked period, with an average of 3.39%.

Liquidity & TVL

Coinshift USDC currently has a total value locked (TVL) of $45.7K in USDC deposits.

Coinshift USDC holds $45.7K in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $45.7K places it within the broader spectrum of USDC opportunities tracked on Earnbase.

By total value locked, Coinshift USDC ranks #49 of 57 USDC strategies on Mainnet. It currently holds $45.7K.

Coinshift USDC's TVL is currently declining. Over the past 123 days, TVL moved from $193.5K to $95.0K, a -50.9% change. The 30-day high was $195.7K and the 30-day low was $45.7K.

Both yield and TVL are declining, and depositors may be exiting in response to falling returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.

Over the past 30 days, Coinshift USDC had 22 days of inflows and 6 days of outflows. The largest single-day inflow was +$47 (Apr 02, 2026) and the largest outflow was -$50.7K (Apr 05, 2026). Net 30-day TVL change: -52.5%.

Strategy & Access

Coinshift USDC operates on the Mainnet network and is managed by Morpho. It accepts USDC deposits.

To deposit into Coinshift USDC, you need USDC tokens on the Mainnet network. Visit the Morpho platform directly to connect your wallet and make a deposit.

Coinshift USDC ranks among 57 monitored USDC strategies on Mainnet. Its yield of 1.91% is 68.6% below the Mainnet average of 6.09%.

Coinshift USDC is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.

Morpho is the DeFi protocol infrastructure that Coinshift USDC operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.

Earnings Estimate
$
Daily$0.2595
Monthly$7.90
Yearly$95.63

For illustrative purposes only. Based on the current 1.91% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.

This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.

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