Earn
Maple · Mainnet
Frequently Asked Questions
What is the current APY for Earn?
The current spot APY for Earn on Maple (Mainnet) is 4.57%. The 30-day average APY is 4.41%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Earn?
The total value locked (TVL) in Earn is $3150.2M. TVL measures the total USDC assets currently deposited in this vault.
Does the Earn yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is Earn deployed on?
Earn is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Hub Capital USDC vault | Lagoon | Ethereum | 104.04% | $1.0M |
| High Yield USDC | Morpho | Mainnet | 103.36% | $1.8M |
| V2 - ID:20 | Silo | Sonic | 71.06% | $8.3K |
| Resolv USDC | Euler | Mainnet | 33.98% | $2.3K |
| Apostro | Euler | BNB | 28.33% | $1.0K |
| Euler Arbitrum Yield | Euler | Arbitrum | 21.93% | $1.4K |
| wsrUSD (Leveraged Looping) | IPOR Fusion | Mainnet | 16.59% | $4.1M |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| TAU Reservoir Pointsmax | IPOR Fusion | Ethereum | 14.04% | $589.4K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 11.19% | $340.1K |
Earn
Opens external site. Rates may differ due to refresh timing.
Opens external site. Rates may differ due to refresh timing.
Yield Overview
Earn is a USDC yield strategy on Maple (Mainnet). It currently generates 4.57% APY (24h) with a 30-day average of 4.41%. The vault holds $3.15B in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Maple · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #56 out of 160 strategies. Its 4.57% yield is 24.0% lower than the market average of 6.02%.
How Earn Compares
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 24.1% lower than the network average for USDC strategies. By TVL, this product ranks #1 of 57 USDC strategies on Mainnet.
About Maple
Maple is a DeFi protocol offering yield strategies tracked by Earnbase. Earnbase tracks 1 strategy on Maple.
USDC on Mainnet#17 of 57
Yield Sustainability
The 24h APY of 4.57% is nearly identical to the 30-day mean, with only a 3.7% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
Earn has been on a 9-day upward streak, with APY rising from 4.19% to 4.63% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 2.5%. The strongest 7-day period was Mar 07–Mar 13 averaging 4.54%, while the weakest was Mar 21–Mar 27 at 4.25%. Current 24h APY of 4.57% is 4.0% above the product's own 30-day average.
Weekly yields have improved for 1 consecutive week, with the most recent 7-day average of 4.35% representing a mid-range weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 121 days, Earn's yield has shown a downward trend, with yields compressing from 5.41% to 4.44%, a 18.0% decline. The sustainability score of 96/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 121 days, Earn's total value locked has experienced a growth phase, growing from $2.88B to $3.23B, a 12.1% increase.
History
FAQ
Yield & Performance
Earn on Maple offers a 24-hour APY of 4.57%, a 30-day average of 4.41% on USDC. Yields are variable and update daily based on protocol activity.
Earn ranks #56 out of 160 monitored USDC strategies. Its current yield of 4.57% is 24.0% below the market average of 6.02%.
Earnbase rates the yield sustainability of Earn at 96/100, classified as "Very Stable". The 24h APY of 4.57% is nearly identical to the 30-day mean, with only a 3.7% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 121 days, Earn has shown a downward yield trajectory. The average APY moved from 5.41% to 4.44%.
Earn has a yield volatility rating of "Low" (standard deviation: 0.47pp over 121 days). The APY has ranged from 4.19% to 5.85% in the tracked period, with an average of 4.95%.
Liquidity & TVL
Earn currently has a total value locked (TVL) of $3.15B in USDC deposits.
Earn holds $3.15B in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $3.15B places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Earn ranks #1 of 57 USDC strategies on Mainnet. It currently holds $3.15B.
Earn's TVL is currently on an upward trajectory. Over the past 121 days, TVL moved from $2.88B to $3.23B, a +12.1% change. The 30-day high was $3.42B and the 30-day low was $2.56B.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Earn had 16 days of inflows and 12 days of outflows. The largest single-day inflow was +$197.3M (Mar 28, 2026) and the largest outflow was -$227.5M (Apr 04, 2026). Net 30-day TVL change: +4.4%.
Strategy & Access
Earn operates on the Mainnet network and is managed by Maple. It accepts USDC deposits.
To deposit into Earn, you need USDC tokens on the Mainnet network. Visit the Maple platform directly to connect your wallet and make a deposit.
Earn ranks among 57 monitored USDC strategies on Mainnet. Its yield of 4.57% is 24.1% below the Mainnet average of 6.02%.
Earn is deployed on Maple's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Maple is the DeFi protocol infrastructure that Earn operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 4.57% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Maple before depositing.
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