Earn
Maple · Mainnet
Frequently Asked Questions
What is the current APY for Earn?
The current spot APY for Earn on Maple (Mainnet) is 4.77%. The 30-day average APY is 4.90%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Earn?
The total value locked (TVL) in Earn is $3301.2M. TVL measures the total USDC assets currently deposited in this vault.
Does the Earn yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is Earn deployed on?
Earn is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 17.17% | $312.6K |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| 722Capital USDC | Lagoon | Base | 15.52% | $1.2M |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| mHYPER Looping | IPOR Fusion | Ethereum | 13.65% | $124.0K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 13.33% | $193.5K |
| Earn - avUSDC | Avantis | Base | 12.08% | $44.8M |
| USDC Vault | 40 Acres | Base | 12.06% | $7.8M |
| Gami Stake DAO USDC | Lagoon | Ethereum | 11.91% | $303.9K |
| Syntropia USDC Core | Lagoon | Ethereum | 11.74% | $996.0K |
Earn
Opens external site. Rates may differ due to refresh timing.
Opens external site. Rates may differ due to refresh timing.
Yield Overview
Earn is a USDC yield strategy on Maple (Mainnet). It currently generates 4.77% APY (24h) with a 30-day average of 4.90%. The vault holds $3.30B in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Maple · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #64 out of 153 strategies. Its 4.77% yield is 5.3% higher than the market average of 4.53%. While not the highest available, this strategy outperforms the majority of tracked USDC opportunities.
How Earn Compares
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 17.8% higher than the network average for USDC strategies. By TVL, this product ranks #1 of 52 USDC strategies on Mainnet.
About Maple
Maple is a DeFi protocol offering yield strategies tracked by Earnbase. Earnbase tracks 1 strategy on Maple.
USDC on Mainnet#21 of 52
Yield Sustainability
The 24h APY of 4.77% is nearly identical to the 30-day mean, with only a 2.8% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
Earn recorded a 24h APY of 4.77% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 3.4%. The strongest 7-day period was May 06–May 12 averaging 5.05%, while the weakest was Apr 29–May 05 at 4.79%. Current 24h APY of 4.77% is 2.7% below the product's own 30-day average.
Weekly yields have declined for 1 consecutive week. The most recent 7-day average stands at 4.88%.
Weekly Breakdown
Historical APY Statistics
Over the past 167 days, Earn's yield has shown a downward trend, with yields compressing from 5.35% to 4.65%, a 13.1% decline. The sustainability score of 97/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 167 days, Earn's total value locked has experienced a growth phase, growing from $2.83B to $3.17B, a 12.1% increase.
History
FAQ
Yield & Performance
Earn on Maple offers a 24-hour APY of 4.77%, a 30-day average of 4.90% on USDC. Yields are variable and update daily based on protocol activity.
Earn ranks #64 out of 153 monitored USDC strategies. Its current yield of 4.77% is 5.3% above the market average of 4.53%.
Earnbase rates the yield sustainability of Earn at 97/100, classified as "Very Stable". The 24h APY of 4.77% is nearly identical to the 30-day mean, with only a 2.8% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 167 days, Earn has shown a downward yield trajectory. The average APY moved from 5.35% to 4.65%.
Earn has a yield volatility rating of "Low" (standard deviation: 0.44pp over 167 days). The APY has ranged from 4.18% to 5.85% in the tracked period, with an average of 4.88%.
Liquidity & TVL
Earn currently has a total value locked (TVL) of $3.30B in USDC deposits.
Earn holds $3.30B in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $3.30B places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Earn ranks #1 of 52 USDC strategies on Mainnet. It currently holds $3.30B.
Earn's TVL is currently on an upward trajectory. Over the past 167 days, TVL moved from $2.83B to $3.17B, a +12.1% change. The 30-day high was $3.74B and the 30-day low was $2.41B.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Earn had 20 days of inflows and 9 days of outflows. The largest single-day inflow was +$335.8M (May 03, 2026) and the largest outflow was -$280.6M (Apr 23, 2026). Net 30-day TVL change: +16.3%.
Strategy & Access
Earn operates on the Mainnet network and is managed by Maple. It accepts USDC deposits.
To deposit into Earn, you need USDC tokens on the Mainnet network. Visit the Maple platform directly to connect your wallet and make a deposit.
Earn ranks among 52 monitored USDC strategies on Mainnet. Its yield of 4.77% is 17.8% above the Mainnet average of 4.05%.
Earn is deployed on Maple's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Maple is the DeFi protocol infrastructure that Earn operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 4.77% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Maple before depositing.
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