Frequently Asked Questions
What is the current APY for Gami Spectra USDC?
The current spot APY for Gami Spectra USDC on Spectra (Base) is 3.46%. The 30-day average APY is 4.36%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Gami Spectra USDC?
The total value locked (TVL) in Gami Spectra USDC is $6.6M. TVL measures the total USDC assets currently deposited in this vault.
Does the Gami Spectra USDC yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates Gami Spectra USDC?
Gami Spectra USDC is curated by Gami. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Gami on the Gami curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Coinshift Conservative USPC | Lagoon | Ethereum | 23.83% | $192.8K |
| USDC Vault | Morpho | Mainnet | 21.58% | $38.1K |
| USDC Yield | Morpho | Arbitrum | 19.00% | $104.3K |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 18.81% | $310.9K |
| 9Summits Flagship USDC | Lagoon | Ethereum | 16.68% | $4.1M |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| Arcadia V2 Pool | Arcadia | Base | 15.23% | $323.2K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| Arcadia Autocompounder | Harvest | Base | 12.35% | $131.3K |
| USDC Vault | 40 Acres | Base | 12.09% | $8.3M |
Gami Spectra USDC
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Yield Overview
Gami Spectra USDC is a USDC yield strategy on Spectra, curated by Gami. It currently generates 3.46% APY (24h) with a 30-day average of 4.36%. The vault holds $6.6M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Gami · Base
Market Benchmarking
Within the USDC ecosystem, this product ranks #103 out of 153 strategies. Its 3.46% yield is 29.6% lower than the market average of 4.91%.
How Gami Spectra USDC Compares
Gami Spectra USDC currently ranks #103 among 153 monitored USDC strategies. However, with a TVL of $6.6M, it holds significantly less capital than higher-TVL alternatives like Hakutora USDC ($16.3M).
Ecosystem Context
Positioned within the Base ecosystem, this product's yield is 26.9% lower than the network average for USDC strategies. This strategy is curated by Gami, with 4 Gami strategies tracked on Earnbase across 2 networks. Within Spectra, it competes against 1 other USDC strategy. By TVL, this product ranks #12 of 45 USDC strategies on Base.
About Spectra
Spectra is a DeFi protocol offering yield strategies tracked by Earnbase. Earnbase tracks 2 strategies on Spectra.
USDC on Base#33 of 45
Yield Sustainability
Current yield of 3.46% shows a 20.8% variance from the 30-day average, well within normal operating bands.
Yield Trajectory
Gami Spectra USDC has been on a 3-day flat streak, with APY rising from 3.46% to 3.46% over this period. Over the past 30 days, the product delivered positive yields on 29 out of 30 days. Week-over-week, yields have increased by 82.5%. The strongest 7-day period was Apr 12–Apr 18 averaging 9.80%, while the weakest was Apr 26–May 02 at 1.05%. Current 24h APY of 3.46% is 28.5% below the product's own 30-day average.
Weekly yields have improved for 1 consecutive week, with the most recent 7-day average of 1.92% representing a mid-range weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 33 days, Gami Spectra USDC's yield has shown a downward trend, with yields compressing from 9.41% to 1.87%, a 80.1% decline. The sustainability score of 75/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 34 days, Gami Spectra USDC's total value locked has experienced a growth phase, growing from $5.5M to $6.6M, a 19.6% increase.
History
FAQ
Yield & Performance
Gami Spectra USDC on Spectra offers a 24-hour APY of 3.46%, a 30-day average of 4.36% on USDC. Yields are variable and update daily based on protocol activity.
Gami Spectra USDC ranks #103 out of 153 monitored USDC strategies. Its current yield of 3.46% is 29.6% below the market average of 4.91%.
Earnbase rates the yield sustainability of Gami Spectra USDC at 75/100, classified as "Stable". Current yield of 3.46% shows a 20.8% variance from the 30-day average, well within normal operating bands.
Over the past 33 days, Gami Spectra USDC has shown a downward yield trajectory. The average APY moved from 9.41% to 1.87%.
Gami Spectra USDC has a yield volatility rating of "High" (standard deviation: 3.75pp over 33 days). The APY has ranged from 0.10% to 10.60% in the tracked period, with an average of 5.45%.
Liquidity & TVL
Gami Spectra USDC currently has a total value locked (TVL) of $6.6M in USDC deposits.
Gami Spectra USDC holds $6.6M in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $6.6M places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Gami Spectra USDC ranks #12 of 45 USDC strategies on Base. It currently holds $6.6M.
Gami Spectra USDC's TVL is currently on an upward trajectory. Over the past 34 days, TVL moved from $5.5M to $6.6M, a +19.6% change. The 30-day high was $7.3M and the 30-day low was $2.3M.
Yields are declining as more capital enters the vault, a common dynamic where increased deposits dilute per-depositor returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Gami Spectra USDC had 15 days of inflows and 14 days of outflows. The largest single-day inflow was +$5.0M (Apr 22, 2026) and the largest outflow was -$5.0M (Apr 21, 2026). Net 30-day TVL change: +31.2%.
Strategy & Access
Gami Spectra USDC operates on the Base network and is managed by Spectra. It accepts USDC deposits. The strategy is curated by Gami.
To deposit into Gami Spectra USDC, you need USDC tokens on the Base network. Visit the Spectra platform directly to connect your wallet and make a deposit.
Gami Spectra USDC ranks among 45 monitored USDC strategies on Base. Its yield of 3.46% is 26.9% below the Base average of 4.73%.
Gami Spectra USDC is deployed on Spectra's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Spectra is the DeFi protocol infrastructure that Gami Spectra USDC operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.
For illustrative purposes only. Based on the current 3.46% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Spectra before depositing.
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