Frequently Asked Questions
What is the current APY for Gami Spectra USDC?
The current spot APY for Gami Spectra USDC on Spectra (Base) is 5.01%. The 30-day average APY is 3.40%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Gami Spectra USDC?
The total value locked (TVL) in Gami Spectra USDC is $5.6M. TVL measures the total USDC assets currently deposited in this vault.
Does the Gami Spectra USDC yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates Gami Spectra USDC?
Gami Spectra USDC is curated by Gami. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Gami on the Gami curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 17.12% | $312.7K |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| 722Capital USDC | Lagoon | Base | 15.52% | $1.2M |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| Coinshift Conservative USPC | Lagoon | Ethereum | 14.02% | $193.7K |
| mHYPER Looping | IPOR Fusion | Ethereum | 13.71% | $144.1K |
| Earn - avUSDC | Avantis | Base | 12.01% | $45.0M |
| Gami Stake DAO USDC | Lagoon | Ethereum | 11.91% | $303.9K |
| Syntropia USDC Core | Lagoon | Ethereum | 11.74% | $996.0K |
| Euler Prime | Euler | Mainnet | 11.05% | $152.5K |
Gami Spectra USDC
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Yield Overview
Gami Spectra USDC is a USDC yield strategy on Spectra, curated by Gami. It currently generates 5.01% APY (24h) with a 30-day average of 3.40%. The vault holds $5.6M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Gami · Base
Market Benchmarking
Within the USDC ecosystem, this product ranks #59 out of 153 strategies. Its 5.01% yield is 8.6% higher than the market average of 4.61%. While not the highest available, this strategy outperforms the majority of tracked USDC opportunities.
How Gami Spectra USDC Compares
Gami Spectra USDC currently ranks #59 among 153 monitored USDC strategies. However, with a TVL of $5.6M, it holds significantly less capital than higher-TVL alternatives like Lend ($46.0M).
Ecosystem Context
Positioned within the Base ecosystem, this product's yield is 8.5% higher than the network average for USDC strategies. This strategy is curated by Gami, with 4 Gami strategies tracked on Earnbase across 2 networks. Within Spectra, it competes against 1 other USDC strategy. By TVL, this product ranks #12 of 45 USDC strategies on Base.
About Spectra
Spectra is a DeFi protocol offering yield strategies tracked by Earnbase. Earnbase tracks 2 strategies on Spectra.
USDC on Base#19 of 45
Yield Sustainability
Yield has deviated meaningfully from its 30-day baseline, with a 47.4% gap between the current rate and the historical mean.
Yield Trajectory
Gami Spectra USDC recorded a 24h APY of 5.01% in the most recent data point. Over the past 30 days, the product delivered positive yields on 29 out of 30 days. Week-over-week, yields have increased by 92.1%. The strongest 7-day period was May 13–May 19 averaging 5.51%, while the weakest was Apr 29–May 05 at 0.60%. Current 24h APY of 5.01% is 40.5% above the product's own 30-day average.
Weekly yields have improved for 2 consecutive weeks, with the most recent 7-day average of 5.51% representing a sustained weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 43 days, Gami Spectra USDC's yield has shown a downward trend, with yields compressing from 8.94% to 4.72%, a 47.3% decline. The sustainability score of 43/100 aligns with moderate yield variability.
Historical TVL Statistics
Over the past 44 days, Gami Spectra USDC's total value locked has experienced a growth phase, growing from $5.5M to $6.5M, a 17.1% increase.
History
FAQ
Yield & Performance
Gami Spectra USDC on Spectra offers a 24-hour APY of 5.01%, a 30-day average of 3.40% on USDC. Yields are variable and update daily based on protocol activity.
Gami Spectra USDC ranks #59 out of 153 monitored USDC strategies. Its current yield of 5.01% is 8.6% above the market average of 4.61%.
Earnbase rates the yield sustainability of Gami Spectra USDC at 43/100, classified as "Low Stability". Yield has deviated meaningfully from its 30-day baseline, with a 47.4% gap between the current rate and the historical mean.
Over the past 43 days, Gami Spectra USDC has shown a downward yield trajectory. The average APY moved from 8.94% to 4.72%.
Gami Spectra USDC has a yield volatility rating of "High" (standard deviation: 3.34pp over 43 days). The APY has ranged from 0.10% to 10.60% in the tracked period, with an average of 5.40%.
Liquidity & TVL
Gami Spectra USDC currently has a total value locked (TVL) of $5.6M in USDC deposits.
Gami Spectra USDC holds $5.6M in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $5.6M places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Gami Spectra USDC ranks #12 of 45 USDC strategies on Base. It currently holds $5.6M.
Gami Spectra USDC's TVL is currently on an upward trajectory. Over the past 44 days, TVL moved from $5.5M to $6.5M, a +17.1% change. The 30-day high was $7.3M and the 30-day low was $2.3M.
Both yield and TVL are declining, and depositors may be exiting in response to falling returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Gami Spectra USDC had 14 days of inflows and 15 days of outflows. The largest single-day inflow was +$2.0M (May 02, 2026) and the largest outflow was -$2.2M (Apr 27, 2026). Net 30-day TVL change: -23.3%.
Strategy & Access
Gami Spectra USDC operates on the Base network and is managed by Spectra. It accepts USDC deposits. The strategy is curated by Gami.
To deposit into Gami Spectra USDC, you need USDC tokens on the Base network. Visit the Spectra platform directly to connect your wallet and make a deposit.
Gami Spectra USDC ranks among 45 monitored USDC strategies on Base. Its yield of 5.01% is 8.5% above the Base average of 4.61%.
Gami Spectra USDC is deployed on Spectra's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Spectra is the DeFi protocol infrastructure that Gami Spectra USDC operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.
For illustrative purposes only. Based on the current 5.01% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Spectra before depositing.
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