USDC
IPOR Fusion · Mainnet
Frequently Asked Questions
What is the current APY for USDC?
The current spot APY for USDC on IPOR Fusion (Mainnet) is 4.20%. The 30-day average APY is 4.31%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC?
The total value locked (TVL) in USDC is $541.5K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is USDC deployed on?
USDC is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Coinshift Conservative USPC | Lagoon | Ethereum | 23.83% | $192.8K |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 18.80% | $311.0K |
| USDC Yield | Morpho | Arbitrum | 18.76% | $104.3K |
| 9Summits Flagship USDC | Lagoon | Ethereum | 16.68% | $4.1M |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| Arcadia V2 Pool | Arcadia | Base | 15.15% | $324.3K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| USDC Vault | Morpho | Mainnet | 14.09% | $38.1K |
| Arcadia Autocompounder | Harvest | Base | 12.40% | $131.7K |
| USDC Vault | 40 Acres | Base | 12.09% | $8.3M |
More IPOR Fusion Strategies
USDC
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Yield Overview
USDC is a USDC yield strategy on IPOR Fusion (Mainnet). It currently generates 4.20% APY (24h) with a 30-day average of 4.31%. The vault holds $541.5K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
IPOR Fusion · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #73 out of 153 strategies. Its 4.20% yield is 14.4% lower than the market average of 4.90%.
How USDC Compares
USDC currently ranks #73 among 153 monitored USDC strategies. However, with a TVL of $541.5K, it holds significantly less capital than higher-TVL alternatives like Prime USDC ($351.7M).
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 6.2% lower than the network average for USDC strategies. Within IPOR Fusion, it competes against 17 other USDC strategies. By TVL, this product ranks #32 of 52 USDC strategies on Mainnet.
About IPOR Fusion
IPOR Fusion is a yield optimization protocol that enables complex strategies including leveraged looping. Earnbase tracks 18 strategies on IPOR Fusion.
USDC on Mainnet#20 of 52
Yield Sustainability
The 24h APY of 4.20% is nearly identical to the 30-day mean, with only a 2.7% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
USDC recorded a 24h APY of 4.20% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 0.2%. The strongest 7-day period was Apr 19–Apr 25 averaging 4.48%, while the weakest was Apr 12–Apr 18 at 3.34%. Current 24h APY of 4.20% is 4.1% above the product's own 30-day average.
Weekly yields have improved for 1 consecutive week, with the most recent 7-day average of 4.13% representing a mid-range weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 156 days, USDC's yield has shown a downward trend, with yields compressing from 4.79% to 3.66%, a 23.6% decline. The sustainability score of 97/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 156 days, USDC's total value locked has experienced a contraction, declining from $833.7K to $567.3K, a 32.0% reduction.
History
FAQ
Yield & Performance
USDC on IPOR Fusion offers a 24-hour APY of 4.20%, a 30-day average of 4.31% on USDC. Yields are variable and update daily based on protocol activity.
USDC ranks #73 out of 153 monitored USDC strategies. Its current yield of 4.20% is 14.4% below the market average of 4.90%.
Earnbase rates the yield sustainability of USDC at 97/100, classified as "Very Stable". The 24h APY of 4.20% is nearly identical to the 30-day mean, with only a 2.7% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 156 days, USDC has shown a downward yield trajectory. The average APY moved from 4.79% to 3.66%.
USDC has a yield volatility rating of "Moderate" (standard deviation: 0.92pp over 156 days). The APY has ranged from 2.76% to 7.17% in the tracked period, with an average of 4.19%.
Liquidity & TVL
USDC currently has a total value locked (TVL) of $541.5K in USDC deposits.
USDC holds $541.5K in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $541.5K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC ranks #32 of 52 USDC strategies on Mainnet. It currently holds $541.5K.
USDC's TVL is currently declining. Over the past 156 days, TVL moved from $833.7K to $567.3K, a -32.0% change. The 30-day high was $1.3M and the 30-day low was $541.4K.
Despite rising yields, capital has been flowing out. This may indicate concerns about sustainability or broader market rotation. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC had 23 days of inflows and 6 days of outflows. The largest single-day inflow was +$109 (Apr 23, 2026) and the largest outflow was -$13.6K (May 09, 2026). Net 30-day TVL change: -4.2%.
Strategy & Access
USDC operates on the Mainnet network and is managed by IPOR Fusion. It accepts USDC deposits.
To deposit into USDC, you need USDC tokens on the Mainnet network. Visit the IPOR Fusion platform directly to connect your wallet and make a deposit.
USDC ranks among 52 monitored USDC strategies on Mainnet. Its yield of 4.20% is 6.2% below the Mainnet average of 4.48%.
USDC is deployed on IPOR Fusion's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
IPOR Fusion is the DeFi protocol infrastructure that USDC operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 4.20% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with IPOR Fusion before depositing.
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