USDC Market
Joe Lend · Avalanche
Frequently Asked Questions
What is the current APY for USDC Market?
The current spot APY for USDC Market on Joe Lend (Avalanche) is 2.05%. The 30-day average APY is 2.05%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Market?
The total value locked (TVL) in USDC Market is $451.4K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Market yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is USDC Market deployed on?
USDC Market is deployed on Avalanche. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Avalanche directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 15.62% | $312.8K |
| 722Capital USDC | Lagoon | Base | 15.52% | $1.2M |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| USDC Vault | 40 Acres | Base | 13.74% | $8.1M |
| mHYPER Looping | IPOR Fusion | Ethereum | 13.70% | $124.0K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 13.33% | $193.5K |
| 40 Acres Autocompounder | Harvest | Base | 12.24% | $2.0M |
| Earn - avUSDC | Avantis | Base | 11.98% | $45.3M |
| Gami Stake DAO USDC | Lagoon | Ethereum | 11.91% | $303.9K |
USDC Market
Opens external site. Rates may differ due to refresh timing.
Opens external site. Rates may differ due to refresh timing.
Yield Overview
USDC Market is a USDC yield strategy on Joe Lend (Avalanche). It currently generates 2.05% APY (24h) with a 30-day average of 2.05%. The vault holds $451.4K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Joe Lend · Avalanche
Market Benchmarking
Within the USDC ecosystem, this product ranks #119 out of 153 strategies. Its 2.05% yield is 54.4% lower than the market average of 4.51%.
How USDC Market Compares
USDC Market currently ranks #119 among 153 monitored USDC strategies. However, with a TVL of $451.4K, it holds significantly less capital than higher-TVL alternatives like Core Pool ($24.6M).
Ecosystem Context
Positioned within the Avalanche ecosystem, this product's yield is 59.4% lower than the network average for USDC strategies. By TVL, this product ranks #4 of 8 USDC strategies on Avalanche.
About Joe Lend
Joe Lend is a DeFi protocol offering yield strategies tracked by Earnbase. Earnbase tracks 1 strategy on Joe Lend.
USDC on Avalanche#7 of 8
Yield Sustainability
The 24h APY of 2.05% is nearly identical to the 30-day mean, with only a 0.4% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
USDC Market has been on a 20-day flat streak, with APY rising from 2.05% to 2.05% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 0.0%. The strongest 7-day period was May 05–May 11 averaging 2.05%, while the weakest was Apr 21–Apr 27 at 2.05%. Current 24h APY of 2.05% is 0.0% above the product's own 30-day average.
Weekly Breakdown
Historical APY Statistics
Over the past 166 days, USDC Market's yield has shown a downward trend, with yields compressing from 2.42% to 2.05%, a 15.2% decline. The sustainability score of 100/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 166 days, USDC Market's total value locked has experienced a period of stability, with TVL remaining relatively steady around $445.0K.
History
FAQ
Yield & Performance
USDC Market on Joe Lend offers a 24-hour APY of 2.05%, a 30-day average of 2.05% on USDC. Yields are variable and update daily based on protocol activity.
USDC Market ranks #119 out of 153 monitored USDC strategies. Its current yield of 2.05% is 54.4% below the market average of 4.51%.
Earnbase rates the yield sustainability of USDC Market at 100/100, classified as "Very Stable". The 24h APY of 2.05% is nearly identical to the 30-day mean, with only a 0.4% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 166 days, USDC Market has shown a downward yield trajectory. The average APY moved from 2.42% to 2.05%.
USDC Market has a yield volatility rating of "Low" (standard deviation: 0.19pp over 166 days). The APY has ranged from 2.04% to 2.72% in the tracked period, with an average of 2.19%.
Liquidity & TVL
USDC Market currently has a total value locked (TVL) of $451.4K in USDC deposits.
USDC Market holds $451.4K in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $451.4K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Market ranks #4 of 8 USDC strategies on Avalanche. It currently holds $451.4K.
USDC Market's TVL is currently relatively stable. Over the past 166 days, TVL moved from $433.0K to $451.2K, a +4.2% change. The 30-day high was $453.0K and the 30-day low was $416.7K.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Market had 5 days of inflows and 6 days of outflows. The largest single-day inflow was +$725 (Apr 27, 2026) and the largest outflow was -$469 (Apr 26, 2026). Net 30-day TVL change: +0.2%.
Strategy & Access
USDC Market operates on the Avalanche network and is managed by Joe Lend. It accepts USDC deposits.
To deposit into USDC Market, you need USDC tokens on the Avalanche network. Visit the Joe Lend platform directly to connect your wallet and make a deposit.
USDC Market ranks among 8 monitored USDC strategies on Avalanche. Its yield of 2.05% is 59.4% below the Avalanche average of 5.06%.
USDC Market is deployed on Joe Lend's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Joe Lend is the DeFi protocol infrastructure that USDC Market operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Avalanche network.
For illustrative purposes only. Based on the current 2.05% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Joe Lend before depositing.
Deposit Asset