Moonwell Flagship

Morpho · Curated by B. Protocol · Base

3.72%

24h APY

3.72%

30d APY

3.71%

TVL

$9.4M

Asset

USDC

Frequently Asked Questions

What is the current APY for Moonwell Flagship?

The current spot APY for Moonwell Flagship on Morpho (Base) is 3.72%. The 30-day average APY is 3.71%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.

How much total value is locked in Moonwell Flagship?

The total value locked (TVL) in Moonwell Flagship is $9.4M. TVL measures the total USDC assets currently deposited in this vault.

Does the Moonwell Flagship yield include token rewards?

No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.

Who curates Moonwell Flagship?

Moonwell Flagship is curated by B. Protocol. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by B. Protocol on the B. Protocol curator page on Earnbase.

Compare with Other USDC Strategies

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TAU Reservoir PointsmaxIPOR FusionEthereum14.04%$589.4K
Coinshift Conservative USPCLagoonEthereum11.19%$340.1K

More Morpho Strategies

Moonwell Flagship

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Live
USDC Rank#78 of 160
NetworkBase
AssetUSDC
PlatformMorpho
CuratorB. Protocol
24H APY
3.72%
30D APY
3.71%
TVL
$9.4M

Yield Overview

Moonwell Flagship is a USDC yield strategy on Morpho, curated by B. Protocol. It currently generates 3.72% APY (24h) with a 30-day average of 3.71%. The vault holds $9.4M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.

Curated by B. Protocol · Base

Market Benchmarking

Within the USDC ecosystem, this product ranks #78 out of 160 strategies. Its 3.72% yield is 38.2% lower than the market average of 6.02%.

Asset Average APY6.02%
This Product APY3.72%
Market Rank#78 / 160
vs. Average-38.2%

How Moonwell Flagship Compares

Moonwell Flagship currently ranks #78 among 160 monitored USDC strategies. However, with a TVL of $9.4M, it holds significantly less capital than higher-TVL alternatives like Prime USDC ($357.3M).

Ecosystem Context

Positioned within the Base ecosystem, this product's yield is 9.1% lower than the network average for USDC strategies. This strategy is curated by B. Protocol, with 1 B. Protocol strategies tracked on Earnbase. Within Morpho, it competes against 63 other USDC strategies. By TVL, this product ranks #10 of 45 USDC strategies on Base.

About Morpho

Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 105 strategies on Morpho.

Yield Sustainability

The 24h APY of 3.72% is nearly identical to the 30-day mean, with only a 0.2% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.

Sustainability Score100 / 100
StatusVery Stable

Yield Trajectory

Moonwell Flagship has been on a 2-day downward streak, with APY falling from 4.06% to 3.74% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 5.6%. The strongest 7-day period was Mar 28Apr 03 averaging 3.88%, while the weakest was Mar 07Mar 13 at 3.57%. Current 24h APY of 3.72% is 0.2% above the product's own 30-day average.

Weekly yields have improved for 3 consecutive weeks, with the most recent 7-day average of 3.88% representing a sustained weekly performance in the tracked period.

Current Streak2-day downward
Days With Yield30 / 30
vs. 30D Average+0.2%
Week-over-Week+5.6%

Weekly Breakdown

PeriodAvg APYvs. Previous
Mar 28Apr 033.88%+5.6%
Mar 21Mar 273.67%+0.5%
Mar 14Mar 203.66%+2.5%
Mar 07Mar 133.57%(baseline)

Historical APY Statistics

30D Low3.30%
30D High5.42%
30D Average4.39%
Median APY3.67%
Days Above Average12 / 30
Best Day4.18%Apr 03, 2026
Volatility0.75Moderate
TrendDownward (-28.8%)
Data Points120 days
APY Range0.66pp
Worst Day3.52%Mar 07, 2026
Current Percentile46th

Over the past 120 days, Moonwell Flagship's yield has shown a downward trend, with yields compressing from 5.36% to 3.82%, a 28.8% decline. The sustainability score of 100/100 aligns with a period of relative yield stability.

Historical TVL Statistics

30D Low$9.0M
30D High$36.5M
30D Average$22.4M
Median TVL$14.2M
Days of Inflows12 / 30
Largest Inflow+$3.6MMar 30, 2026
Current TVL$9.4M
Net Change-68.8%
TrendDeclining
TVL per APY Point$2.5M
Days of Outflows17 / 30
Largest Outflow-$5.2MMar 29, 2026

Over the past 120 days, Moonwell Flagship's total value locked has experienced a contraction, declining from $30.6M to $14.0M, a 54.3% reduction.

History

30-Day SummaryAvg: 4.39% | High: 5.42% | Low: 3.30%
2026-04-053.74%
2026-04-044.06%
2026-04-034.18%
2026-04-023.74%
2026-04-013.72%
2026-03-314.07%
2026-03-303.93%
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FAQ

Yield & Performance

Moonwell Flagship on Morpho offers a 24-hour APY of 3.72%, a 30-day average of 3.71% on USDC. Yields are variable and update daily based on protocol activity.

Moonwell Flagship ranks #78 out of 160 monitored USDC strategies. Its current yield of 3.72% is 38.2% below the market average of 6.02%.

Earnbase rates the yield sustainability of Moonwell Flagship at 100/100, classified as "Very Stable". The 24h APY of 3.72% is nearly identical to the 30-day mean, with only a 0.2% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.

Over the past 120 days, Moonwell Flagship has shown a downward yield trajectory. The average APY moved from 5.36% to 3.82%.

Moonwell Flagship has a yield volatility rating of "Moderate" (standard deviation: 0.75pp over 120 days). The APY has ranged from 3.30% to 5.42% in the tracked period, with an average of 4.39%.

Liquidity & TVL

Moonwell Flagship currently has a total value locked (TVL) of $9.4M in USDC deposits.

Moonwell Flagship holds $9.4M in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $9.4M places it within the broader spectrum of USDC opportunities tracked on Earnbase.

By total value locked, Moonwell Flagship ranks #10 of 45 USDC strategies on Base. It currently holds $9.4M.

Moonwell Flagship's TVL is currently declining. Over the past 120 days, TVL moved from $30.6M to $14.0M, a -54.3% change. The 30-day high was $36.5M and the 30-day low was $9.0M.

Despite rising yields, capital has been flowing out. This may indicate concerns about sustainability or broader market rotation. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.

Over the past 30 days, Moonwell Flagship had 12 days of inflows and 17 days of outflows. The largest single-day inflow was +$3.6M (Mar 30, 2026) and the largest outflow was -$5.2M (Mar 29, 2026). Net 30-day TVL change: -29.1%.

Strategy & Access

Moonwell Flagship operates on the Base network and is managed by Morpho. It accepts USDC deposits. The strategy is curated by B. Protocol.

To deposit into Moonwell Flagship, you need USDC tokens on the Base network. Visit the Morpho platform directly to connect your wallet and make a deposit.

Moonwell Flagship ranks among 45 monitored USDC strategies on Base. Its yield of 3.72% is 9.1% below the Base average of 4.09%.

Moonwell Flagship is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.

Morpho is the DeFi protocol infrastructure that Moonwell Flagship operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.

Earnings Estimate
$
Daily$0.4997
Monthly$15.22
Yearly$185.77

For illustrative purposes only. Based on the current 3.72% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.

This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.

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