USDC Prime

Morpho · Curated by kpk · Mainnet

2.07%

24h APY

2.07%

30d APY

3.08%

TVL

$9.5M

Asset

USDC

Frequently Asked Questions

What is the current APY for USDC Prime?

The current spot APY for USDC Prime on Morpho (Mainnet) is 2.07%. The 30-day average APY is 3.08%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.

How much total value is locked in USDC Prime?

The total value locked (TVL) in USDC Prime is $9.5M. TVL measures the total USDC assets currently deposited in this vault.

Does the USDC Prime yield include token rewards?

No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.

Who curates USDC Prime?

USDC Prime is curated by kpk. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by kpk on the kpk curator page on Earnbase.

Compare with Other USDC Strategies

StrategyPlatformNetworkAPYTVL
Hub Capital USDC vaultLagoonEthereum104.04%$1.0M
High Yield USDCMorphoMainnet103.36%$1.8M
V2 - ID:20SiloSonic71.06%$8.3K
Resolv USDCEulerMainnet33.98%$2.3K
ApostroEulerBNB28.33%$1.0K
Euler Arbitrum YieldEulerArbitrum21.93%$1.4K
wsrUSD (Leveraged Looping)IPOR FusionMainnet16.59%$4.1M
Hyperithm (Private Credit)WildcatMainnet15.00%$30.0M
TAU Reservoir PointsmaxIPOR FusionEthereum14.04%$589.4K
Coinshift Conservative USPCLagoonEthereum11.19%$340.1K

More Morpho Strategies

USDC Prime

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Live
USDC Rank#116 of 160
NetworkMainnet
AssetUSDC
PlatformMorpho
Curatorkpk
24H APY
2.07%
30D APY
3.08%
TVL
$9.5M

Yield Overview

USDC Prime is a USDC yield strategy on Morpho, curated by kpk. It currently generates 2.07% APY (24h) with a 30-day average of 3.08%. The vault holds $9.5M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.

Curated by kpk · Mainnet

Market Benchmarking

Within the USDC ecosystem, this product ranks #116 out of 160 strategies. Its 2.07% yield is 65.6% lower than the market average of 6.02%.

Asset Average APY6.02%
This Product APY2.07%
Market Rank#116 / 160
vs. Average-65.6%

How USDC Prime Compares

USDC Prime currently ranks #116 among 160 monitored USDC strategies. However, with a TVL of $9.5M, it holds significantly less capital than higher-TVL alternatives like V3 ($681.8M).

Ecosystem Context

Positioned within the Mainnet ecosystem, this product's yield is 65.6% lower than the network average for USDC strategies. This strategy is curated by kpk, with 6 kpk strategies tracked on Earnbase across 3 networks. Within Morpho, it competes against 63 other USDC strategies. By TVL, this product ranks #16 of 57 USDC strategies on Mainnet.

About Morpho

Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 105 strategies on Morpho.

Yield Sustainability

Yield is 32.8% below the monthly average.

Sustainability Score61 / 100
StatusModerate

Yield Trajectory

USDC Prime recorded a 24h APY of 2.07% in the most recent data point. Over the past 29 days, the product delivered positive yields on 29 out of 29 days. Week-over-week, yields have increased by 10.8%. The strongest 7-day period was Mar 15Mar 21 averaging 3.31%, while the weakest was Mar 22Mar 28 at 2.96%. Current 24h APY of 2.07% is 33.6% below the product's own 30-day average.

Weekly yields have improved for 1 consecutive week, with the most recent 7-day average of 3.28% representing a mid-range weekly performance in the tracked period.

Current Streak
Days With Yield29 / 29
vs. 30D Average-33.6%
Week-over-Week+10.8%

Weekly Breakdown

PeriodAvg APYvs. Previous
Mar 29Apr 043.28%+10.8%
Mar 22Mar 282.96%-10.5%
Mar 15Mar 213.31%+8.5%
Mar 08Mar 143.05%(baseline)

Historical APY Statistics

30D Low(29d)1.98%
30D High(29d)5.67%
30D Average(29d)3.12%
Median APY2.93%
Days Above Average9 / 29
Best Day5.67%Apr 02, 2026
Volatility0.73Moderate
TrendUpward (+8.0%)
Data Points29 days
APY Range3.69pp
Worst Day1.98%Apr 04, 2026
Current Percentile40th

Over the past 29 days, USDC Prime's yield has shown a upward trend, with yields expanding from 2.94% to 3.18%, a 8.0% increase. The sustainability score of 61/100 aligns with moderate yield variability.

Historical TVL Statistics

30D Low(29d)$6.5M
30D High(29d)$12.3M
30D Average(29d)$7.4M
Median TVL$7.1M
Days of Inflows20 / 29
Largest Inflow+$5.1MApr 03, 2026
Current TVL$9.5M
Net Change+35.2%
TrendGrowing
TVL per APY Point$3.1M
Days of Outflows8 / 29
Largest Outflow-$2.7MApr 04, 2026

Over the past 29 days, USDC Prime's total value locked has experienced a growth phase, growing from $7.0M to $8.2M, a 16.8% increase.

History

30-Day SummaryAvg: 3.12% | High: 5.67% | Low: 1.98%
2026-04-052.20%
2026-04-041.98%
2026-04-032.76%
2026-04-025.67%
2026-04-013.30%
2026-03-313.00%
2026-03-302.94%
1 / 5

FAQ

Yield & Performance

USDC Prime on Morpho offers a 24-hour APY of 2.07%, a 30-day average of 3.08% on USDC. Yields are variable and update daily based on protocol activity.

USDC Prime ranks #116 out of 160 monitored USDC strategies. Its current yield of 2.07% is 65.6% below the market average of 6.02%.

Earnbase rates the yield sustainability of USDC Prime at 61/100, classified as "Moderate". Yield is 32.8% below the monthly average.

Over the past 29 days, USDC Prime has shown an upward yield trajectory. The average APY moved from 2.94% to 3.18%.

USDC Prime has a yield volatility rating of "Moderate" (standard deviation: 0.73pp over 29 days). The APY has ranged from 1.98% to 5.67% in the tracked period, with an average of 3.12%.

Liquidity & TVL

USDC Prime currently has a total value locked (TVL) of $9.5M in USDC deposits.

USDC Prime holds $9.5M in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $9.5M places it within the broader spectrum of USDC opportunities tracked on Earnbase.

By total value locked, USDC Prime ranks #16 of 57 USDC strategies on Mainnet. It currently holds $9.5M.

USDC Prime's TVL is currently on an upward trajectory. Over the past 29 days, TVL moved from $7.0M to $8.2M, a +16.8% change. The 30-day high was $12.3M and the 30-day low was $6.5M.

Yields are declining as more capital enters the vault, a common dynamic where increased deposits dilute per-depositor returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.

Over the past 30 days, USDC Prime had 20 days of inflows and 8 days of outflows. The largest single-day inflow was +$5.1M (Apr 03, 2026) and the largest outflow was -$2.7M (Apr 04, 2026). Net 30-day TVL change: +35.2%.

Strategy & Access

USDC Prime operates on the Mainnet network and is managed by Morpho. It accepts USDC deposits. The strategy is curated by kpk.

To deposit into USDC Prime, you need USDC tokens on the Mainnet network. Visit the Morpho platform directly to connect your wallet and make a deposit.

USDC Prime ranks among 57 monitored USDC strategies on Mainnet. Its yield of 2.07% is 65.6% below the Mainnet average of 6.02%.

USDC Prime is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.

Morpho is the DeFi protocol infrastructure that USDC Prime operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.

Earnings Estimate
$
Daily$0.2808
Monthly$8.55
Yearly$103.55

For illustrative purposes only. Based on the current 2.07% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.

This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.

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