Frequently Asked Questions
What is the current APY for USDC Reactor?
The current spot APY for USDC Reactor on Morpho (Arbitrum) is 3.92%. The 30-day average APY is 3.33%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Reactor?
The total value locked (TVL) in USDC Reactor is $12.3K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Reactor yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates USDC Reactor?
USDC Reactor is curated by Clearstar. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Clearstar on the Clearstar curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 19.41% | $490.3K |
| wsrUSD (Leveraged Looping) | IPOR Fusion | Mainnet | 15.14% | $961.0K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| USDC Vault | 40 Acres | Base | 14.67% | $7.4M |
| mHYPER Looping | IPOR Fusion | Ethereum | 14.11% | $122.1K |
| 40 Acres Autocompounder | Harvest | Base | 13.07% | $1.9M |
| Syntropia Boosted | Lagoon | Ethereum | 12.96% | $353.3K |
| USDC | Lagoon | Mainnet | 12.79% | $9.0M |
| TAU Reservoir Pointsmax | IPOR Fusion | Ethereum | 12.69% | $42.4K |
| Swaap Lend | Euler | Mainnet | 10.82% | $77.1K |
More Morpho Strategies
USDC Reactor
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Yield Overview
USDC Reactor is a USDC yield strategy on Morpho, curated by Clearstar. It currently generates 3.92% APY (24h) with a 30-day average of 3.33%. The vault holds $12.3K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Clearstar · Arbitrum
Market Benchmarking
Within the USDC ecosystem, this product ranks #74 out of 154 strategies. Its 3.92% yield is 10.0% lower than the market average of 4.35%.
How USDC Reactor Compares
USDC Reactor currently ranks #74 among 154 monitored USDC strategies. However, with a TVL of $12.3K, it holds significantly less capital than higher-TVL alternatives like SwissBorg USDC ($10.3M).
Ecosystem Context
Positioned within the Arbitrum ecosystem, this product's yield is 48.2% higher than the network average for USDC strategies. This strategy is curated by Clearstar, with 7 Clearstar strategies tracked on Earnbase across 4 networks. Within Morpho, it competes against 61 other USDC strategies. By TVL, this product ranks #19 of 20 USDC strategies on Arbitrum.
About Morpho
Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 62 strategies on Morpho.
USDC on Arbitrum#5 of 20
Yield Sustainability
Current yield of 3.92% shows a 17.6% variance from the 30-day average, well within normal operating bands.
Yield Trajectory
USDC Reactor has been on a 29-day flat streak, with APY rising from 3.92% to 3.92% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 0.0%. Current 24h APY of 3.92% is 0.0% above the product's own 30-day average.
Weekly Breakdown
Historical APY Statistics
Over the past 206 days, USDC Reactor's yield has shown a downward trend, with yields compressing from 6.16% to 3.55%, a 42.4% decline. The sustainability score of 79/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 206 days, USDC Reactor's total value locked has experienced a contraction, declining from $2.4M to $13.2K, a 99.5% reduction.
History
FAQ
Yield & Performance
USDC Reactor on Morpho offers a 24-hour APY of 3.92%, a 30-day average of 3.33% on USDC. Yields are variable and update daily based on protocol activity.
USDC Reactor ranks #74 out of 154 monitored USDC strategies. Its current yield of 3.92% is 10.0% below the market average of 4.35%.
Earnbase rates the yield sustainability of USDC Reactor at 79/100, classified as "Stable". Current yield of 3.92% shows a 17.6% variance from the 30-day average, well within normal operating bands.
Over the past 206 days, USDC Reactor has shown a downward yield trajectory. The average APY moved from 6.16% to 3.55%.
USDC Reactor has a yield volatility rating of "Moderate" (standard deviation: 1.62pp over 206 days). The APY has ranged from 1.95% to 11.68% in the tracked period, with an average of 4.37%.
Liquidity & TVL
USDC Reactor currently has a total value locked (TVL) of $12.3K in USDC deposits.
USDC Reactor holds $12.3K in USDC deposits. Across all 154 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $12.3K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Reactor ranks #19 of 20 USDC strategies on Arbitrum. It currently holds $12.3K.
USDC Reactor's TVL is currently declining. Over the past 206 days, TVL moved from $2.4M to $13.2K, a -99.5% change. The 30-day high was $8.1M and the 30-day low was $11.4K.
Yield and TVL have remained relatively stable over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Reactor had 0 days of inflows and 0 days of outflows. The largest single-day inflow was +$0 (Jun 06, 2026) and the largest outflow was -$0 (Jun 06, 2026). Net 30-day TVL change: +0.0%.
Strategy & Access
USDC Reactor operates on the Arbitrum network and is managed by Morpho. It accepts USDC deposits. The strategy is curated by Clearstar.
To deposit into USDC Reactor, you need USDC tokens on the Arbitrum network. Visit the Morpho platform directly to connect your wallet and make a deposit.
USDC Reactor ranks among 20 monitored USDC strategies on Arbitrum. Its yield of 3.92% is 48.2% above the Arbitrum average of 2.64%.
USDC Reactor is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Morpho is the DeFi protocol infrastructure that USDC Reactor operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Arbitrum network.
For illustrative purposes only. Based on the current 3.92% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.
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