USDC Reactor
Morpho · Curated by Clearstar · Mainnet
Frequently Asked Questions
What is the current APY for USDC Reactor?
The current spot APY for USDC Reactor on Morpho (Mainnet) is 6.56%. The 30-day average APY is 8.19%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Reactor?
The total value locked (TVL) in USDC Reactor is $10.2M. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Reactor yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates USDC Reactor?
USDC Reactor is curated by Clearstar. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Clearstar on the Clearstar curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Hub Capital USDC vault | Lagoon | Ethereum | 104.04% | $1.0M |
| High Yield USDC | Morpho | Mainnet | 103.36% | $1.8M |
| V2 - ID:20 | Silo | Sonic | 71.06% | $8.3K |
| Resolv USDC | Euler | Mainnet | 33.98% | $2.3K |
| Apostro | Euler | BNB | 28.33% | $1.0K |
| Euler Arbitrum Yield | Euler | Arbitrum | 21.93% | $1.4K |
| wsrUSD (Leveraged Looping) | IPOR Fusion | Mainnet | 16.59% | $4.1M |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| TAU Reservoir Pointsmax | IPOR Fusion | Ethereum | 14.04% | $589.4K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 11.19% | $340.1K |
More Morpho Strategies
USDC Reactor
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Yield Overview
USDC Reactor is a USDC yield strategy on Morpho, curated by Clearstar. It currently generates 6.56% APY (24h) with a 30-day average of 8.19%. The vault holds $10.2M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Clearstar · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #31 out of 160 strategies. Its 6.56% yield is 9.0% higher than the market average of 6.02%. While not the highest available, this strategy outperforms the majority of tracked USDC opportunities.
How USDC Reactor Compares
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 8.9% higher than the network average for USDC strategies. This strategy is curated by Clearstar, with 9 Clearstar strategies tracked on Earnbase across 4 networks. Within Morpho, it competes against 63 other USDC strategies. By TVL, this product ranks #14 of 57 USDC strategies on Mainnet.
About Morpho
Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 105 strategies on Morpho.
USDC on Mainnet#9 of 57
Yield Sustainability
Current yield of 6.56% shows a 19.9% variance from the 30-day average, well within normal operating bands.
Yield Trajectory
USDC Reactor recorded a 24h APY of 6.56% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 51.0%. The strongest 7-day period was Mar 21–Mar 27 averaging 14.29%, while the weakest was Mar 14–Mar 20 at 5.56%. Current 24h APY of 6.56% is 18.3% below the product's own 30-day average.
Weekly yields have declined for 1 consecutive week. The most recent 7-day average stands at 7.00%.
Weekly Breakdown
Historical APY Statistics
Over the past 119 days, USDC Reactor's yield has shown a upward trend, with yields expanding from 6.53% to 7.53%, a 15.3% increase. The sustainability score of 76/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 119 days, USDC Reactor's total value locked has experienced a contraction, declining from $25.3M to $8.4M, a 67.0% reduction.
History
FAQ
Yield & Performance
USDC Reactor on Morpho offers a 24-hour APY of 6.56%, a 30-day average of 8.19% on USDC. Yields are variable and update daily based on protocol activity.
USDC Reactor ranks #31 out of 160 monitored USDC strategies. Its current yield of 6.56% is 9.0% above the market average of 6.02%.
Earnbase rates the yield sustainability of USDC Reactor at 76/100, classified as "Stable". Current yield of 6.56% shows a 19.9% variance from the 30-day average, well within normal operating bands.
Over the past 119 days, USDC Reactor has shown an upward yield trajectory. The average APY moved from 6.53% to 7.53%.
USDC Reactor has a yield volatility rating of "High" (standard deviation: 3.60pp over 119 days). The APY has ranged from 4.72% to 37.83% in the tracked period, with an average of 6.79%.
Liquidity & TVL
USDC Reactor currently has a total value locked (TVL) of $10.2M in USDC deposits.
USDC Reactor holds $10.2M in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $10.2M places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Reactor ranks #14 of 57 USDC strategies on Mainnet. It currently holds $10.2M.
USDC Reactor's TVL is currently declining. Over the past 119 days, TVL moved from $25.3M to $8.4M, a -67.0% change. The 30-day high was $32.0M and the 30-day low was $4.3M.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Reactor had 9 days of inflows and 20 days of outflows. The largest single-day inflow was +$8.6M (Mar 27, 2026) and the largest outflow was -$3.3M (Mar 21, 2026). Net 30-day TVL change: +28.1%.
Strategy & Access
USDC Reactor operates on the Mainnet network and is managed by Morpho. It accepts USDC deposits. The strategy is curated by Clearstar.
To deposit into USDC Reactor, you need USDC tokens on the Mainnet network. Visit the Morpho platform directly to connect your wallet and make a deposit.
USDC Reactor ranks among 57 monitored USDC strategies on Mainnet. Its yield of 6.56% is 8.9% above the Mainnet average of 6.02%.
USDC Reactor is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Morpho is the DeFi protocol infrastructure that USDC Reactor operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 6.56% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.
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