USDC Vault
Morpho · Curated by Apostro · Base
Frequently Asked Questions
What is the current APY for USDC Vault?
The current spot APY for USDC Vault on Morpho (Base) is 4.97%. The 30-day average APY is 3.87%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Vault?
The total value locked (TVL) in USDC Vault is $555.7K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Vault yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates USDC Vault?
USDC Vault is curated by Apostro. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Apostro on the Apostro curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| 722Capital USDC | Lagoon | Base | 15.52% | $1.2M |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 15.49% | $312.7K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| mHYPER Looping | IPOR Fusion | Ethereum | 14.56% | $124.0K |
| USDC Vault | 40 Acres | Base | 13.74% | $8.1M |
| Coinshift Conservative USPC | Lagoon | Ethereum | 13.33% | $193.5K |
| 40 Acres Autocompounder | Harvest | Base | 12.25% | $2.0M |
| Hub Capital USDC vault | Lagoon | Ethereum | 12.16% | $993.0K |
| Earn - avUSDC | Avantis | Base | 11.97% | $45.3M |
More Morpho Strategies
USDC Vault
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Yield Overview
USDC Vault is a USDC yield strategy on Morpho, curated by Apostro. It currently generates 4.97% APY (24h) with a 30-day average of 3.87%. The vault holds $555.7K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Apostro · Base
Market Benchmarking
Within the USDC ecosystem, this product ranks #57 out of 155 strategies. Its 4.97% yield is 0.21pp above the market average of 4.76%. While not the highest available, this strategy outperforms the majority of tracked USDC opportunities.
How USDC Vault Compares
USDC Vault currently ranks #57 among 155 monitored USDC strategies. However, with a TVL of $555.7K, it holds significantly less capital than higher-TVL alternatives like Moonwell Flagship ($10.2M).
Ecosystem Context
Positioned within the Base ecosystem, this product's yield is 3.3% lower than the network average for USDC strategies. This strategy is curated by Apostro, with 1 Apostro strategies tracked on Earnbase. Within Morpho, it competes against 61 other USDC strategies. By TVL, this product ranks #28 of 44 USDC strategies on Base.
About Morpho
Morpho is a decentralized lending protocol that enables the creation of isolated lending markets and curated vaults. Earnbase tracks 62 strategies on Morpho.
USDC on Base#20 of 44
Yield Sustainability
Yield is 28.5% above the monthly average.
Yield Trajectory
USDC Vault has been on a 29-day flat streak, with APY rising from 4.97% to 4.97% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 0.0%. Current 24h APY of 4.97% is 0.0% below the product's own 30-day average.
Weekly Breakdown
Historical APY Statistics
Over the past 74 days, USDC Vault's yield has shown a upward trend, with yields expanding from 4.07% to 4.97%, a 22.1% increase. The sustainability score of 66/100 aligns with moderate yield variability.
Historical TVL Statistics
Over the past 74 days, USDC Vault's total value locked has experienced a period of stability, with TVL remaining relatively steady around $556.1K.
History
FAQ
Yield & Performance
USDC Vault on Morpho offers a 24-hour APY of 4.97%, a 30-day average of 3.87% on USDC. Yields are variable and update daily based on protocol activity.
USDC Vault ranks #57 out of 155 monitored USDC strategies. Its current yield of 4.97% is 4.5% above the market average of 4.76%.
Earnbase rates the yield sustainability of USDC Vault at 66/100, classified as "Moderate". Yield is 28.5% above the monthly average.
Over the past 74 days, USDC Vault has shown an upward yield trajectory. The average APY moved from 4.07% to 4.97%.
USDC Vault has a yield volatility rating of "Moderate" (standard deviation: 0.56pp over 74 days). The APY has ranged from 3.55% to 4.97% in the tracked period, with an average of 4.68%.
Liquidity & TVL
USDC Vault currently has a total value locked (TVL) of $555.7K in USDC deposits.
USDC Vault holds $555.7K in USDC deposits. Across all 155 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $555.7K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Vault ranks #28 of 44 USDC strategies on Base. It currently holds $555.7K.
USDC Vault's TVL is currently relatively stable. Over the past 74 days, TVL moved from $556.9K to $555.7K, a -0.2% change. The 30-day high was $558.4K and the 30-day low was $555.5K.
Yield and TVL have remained relatively stable over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Vault had 0 days of inflows and 0 days of outflows. The largest single-day inflow was +$0 (Apr 21, 2026) and the largest outflow was -$0 (Apr 21, 2026). Net 30-day TVL change: +0.0%.
Strategy & Access
USDC Vault operates on the Base network and is managed by Morpho. It accepts USDC deposits. The strategy is curated by Apostro.
To deposit into USDC Vault, you need USDC tokens on the Base network. Visit the Morpho platform directly to connect your wallet and make a deposit.
USDC Vault ranks among 44 monitored USDC strategies on Base. Its yield of 4.97% is 3.3% below the Base average of 5.14%.
USDC Vault is deployed on Morpho's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Morpho is the DeFi protocol infrastructure that USDC Vault operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.
For illustrative purposes only. Based on the current 4.97% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Morpho before depositing.
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