DeltaUSD
Lagoon · Curated by SMARDEX · Mainnet
Frequently Asked Questions
What is the current APY for DeltaUSD?
The current spot APY for DeltaUSD on Lagoon (Mainnet) is 14.40%. The 30-day average APY is 14.87%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in DeltaUSD?
The total value locked (TVL) in DeltaUSD is $658.3K. TVL measures the total USDT assets currently deposited in this vault.
Does the DeltaUSD yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates DeltaUSD?
DeltaUSD is curated by SMARDEX. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by SMARDEX on the SMARDEX curator page on Earnbase.
Compare with Other USDT Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Wintermute Trading (Private Credit) | Wildcat | Mainnet | 9.50% | $456.1K |
| K3 Leveraged syrupUSDT Strategy | IPOR Fusion | Mainnet | 6.17% | $579.4K |
| Lend | Flux Finance | Mainnet | 4.55% | $1.7M |
| Smokehouse USDT | Morpho | Mainnet | 4.17% | $39.4M |
| DAMM Stablecoin Fund | Lagoon | Arbitrum | 3.87% | $1.9M |
| Fluid Autocompounder | Harvest | Mainnet | 3.60% | $180.6K |
| USDT | Morpho | Mainnet | 3.52% | $139.3M |
| USDT Prime | Morpho | Mainnet | 3.52% | $14.9M |
| Vault 1 | Yearn | Mainnet | 3.38% | $7.6M |
| USDT Prime V2 | Morpho | Ethereum | 3.33% | $503.0K |
More Lagoon Strategies
DeltaUSD
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Yield Overview
DeltaUSD is a USDT yield strategy on Lagoon, curated by SMARDEX. It currently generates 14.40% APY (24h) with a 30-day average of 14.87%. The vault holds $658.3K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by SMARDEX · Mainnet
Market Benchmarking
Within the USDT ecosystem, this product ranks #1 out of 26 strategies. Its 14.40% yield is 349.2% higher than the market average of 3.20%.
How DeltaUSD Compares
DeltaUSD currently ranks #1 among 26 monitored USDT strategies. However, with a TVL of $658.3K, it holds significantly less capital than higher-TVL alternatives like Smokehouse USDT ($39.4M).
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 354.3% higher than the network average for USDT strategies. Currently the highest-yielding USDT opportunity on Mainnet among 23 tracked products. This strategy is curated by SMARDEX, with 1 SMARDEX strategies tracked on Earnbase. Within Lagoon, it competes against 1 other USDT strategy. By TVL, this product ranks #13 of 23 USDT strategies on Mainnet.
About Lagoon
Lagoon is a DeFi vault infrastructure protocol that enables curated yield strategies. Earnbase tracks 26 strategies on Lagoon.
USDT on Mainnet#1 of 23
Yield Sustainability
The 24h APY of 14.40% is nearly identical to the 30-day mean, with only a 3.2% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
DeltaUSD has been on a 2-day flat streak, with APY rising from 14.40% to 14.40% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 3.0%. The strongest 7-day period was Mar 14–Mar 20 averaging 15.79%, while the weakest was Mar 07–Mar 13 at 13.84%. Current 24h APY of 14.40% is 2.4% below the product's own 30-day average.
Weekly yields have declined for 2 consecutive weeks. The most recent 7-day average stands at 14.52%.
Weekly Breakdown
Historical APY Statistics
Over the past 120 days, DeltaUSD's yield has shown a upward trend, with yields expanding from 12.00% to 13.84%, a 15.4% increase. The sustainability score of 96/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 120 days, DeltaUSD's total value locked has experienced a growth phase, growing from $410.8K to $602.0K, a 46.5% increase.
History
FAQ
Yield & Performance
DeltaUSD on Lagoon offers a 24-hour APY of 14.40%, a 30-day average of 14.87% on USDT. Yields are variable and update daily based on protocol activity.
DeltaUSD ranks #1 out of 26 monitored USDT strategies. Its current yield of 14.40% is 349.2% above the market average of 3.20%.
Earnbase rates the yield sustainability of DeltaUSD at 96/100, classified as "Very Stable". The 24h APY of 14.40% is nearly identical to the 30-day mean, with only a 3.2% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 120 days, DeltaUSD has shown an upward yield trajectory. The average APY moved from 12.00% to 13.84%.
DeltaUSD has a yield volatility rating of "High" (standard deviation: 2.90pp over 120 days). The APY has ranged from 7.23% to 17.33% in the tracked period, with an average of 12.89%.
Liquidity & TVL
DeltaUSD currently has a total value locked (TVL) of $658.3K in USDT deposits.
DeltaUSD holds $658.3K in USDT deposits. Across all 26 tracked USDT strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $658.3K places it within the broader spectrum of USDT opportunities tracked on Earnbase.
By total value locked, DeltaUSD ranks #13 of 23 USDT strategies on Mainnet. It currently holds $658.3K.
DeltaUSD's TVL is currently on an upward trajectory. Over the past 120 days, TVL moved from $410.8K to $602.0K, a +46.5% change. The 30-day high was $658.3K and the 30-day low was $362.5K.
Rising yields have attracted capital, with both APY and TVL trending upward over the past 30 days. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, DeltaUSD had 18 days of inflows and 11 days of outflows. The largest single-day inflow was +$36.8K (Mar 12, 2026) and the largest outflow was -$291 (Mar 28, 2026). Net 30-day TVL change: +19.4%.
Strategy & Access
DeltaUSD operates on the Mainnet network and is managed by Lagoon. It accepts USDT deposits. The strategy is curated by SMARDEX.
To deposit into DeltaUSD, you need USDT tokens on the Mainnet network. Visit the Lagoon platform directly to connect your wallet and make a deposit.
Yes, DeltaUSD offers the highest USDT yield on Mainnet at 14.40% APY.
DeltaUSD is deployed on Lagoon's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Lagoon is the DeFi protocol infrastructure that DeltaUSD operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 14.40% on-chain APY for USDT. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Lagoon before depositing.
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