Lending (Vault 22)
Fluid · Mainnet
Frequently Asked Questions
What is the current APY for Lending (Vault 22)?
The current spot APY for Lending (Vault 22) on Fluid (Mainnet) is 0.23%. The 30-day average APY is 0.10%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Lending (Vault 22)?
The total value locked (TVL) in Lending (Vault 22) is $21.0M. TVL measures the total WBTC assets currently deposited in this vault.
Does the Lending (Vault 22) yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is Lending (Vault 22) deployed on?
Lending (Vault 22) is deployed on Mainnet. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Mainnet directly.
Compare with Other WBTC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Carry trade yield WBTC | Lagoon | Ethereum | 108.09% | $1.4K |
| Gami WBTC | Lagoon | Ethereum | 1.74% | $446.6K |
| Dolomite Autocompounder | Harvest | Arbitrum | 1.13% | $161.0K |
| WBTC Pool | Across Protocol | Mainnet | 0.62% | $8.9M |
| BTCfi | Euler | Mainnet | 0.42% | $65 |
| WBTC Core | Morpho | Mainnet | 0.08% | $3.9M |
| WBTC Vault | Euler | Arbitrum | 0.06% | $24.3K |
| V3 | Aave | Arbitrum | 0.05% | $161.8M |
| Earn | Dolomite | Mainnet | 0.02% | $697.2K |
| V3 | Aave | Mainnet | 0.01% | $1942.5M |
More Fluid Strategies
Lending (Vault 22)
Opens external site. Rates may differ due to refresh timing.
Opens external site. Rates may differ due to refresh timing.
Yield Overview
Lending (Vault 22) is a WBTC yield strategy on Fluid (Mainnet). It currently generates 0.23% APY (24h) with a 30-day average of 0.10%. The vault holds $21.0M in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Fluid · Mainnet
Market Benchmarking
Within the WBTC ecosystem, this product ranks #6 out of 17 strategies. Its 0.23% yield is 96.5% lower than the market average of 6.61%.
How Lending (Vault 22) Compares
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 100.1% higher than the network average for WBTC strategies. By TVL, this product ranks #3 of 12 WBTC strategies on Mainnet.
About Fluid
Fluid is a lending and borrowing protocol designed for capital efficiency. Earnbase tracks 1 strategy on Fluid.
WBTC on Mainnet#3 of 12
Yield Sustainability
An extreme 126.2% deviation from the historical average suggests the current yield level is unlikely to persist. This pattern is often driven by temporary incentive programs, one-off events, or rapid capital reallocation.
Yield Trajectory
Lending (Vault 22) has been on a 2-day upward streak, with APY rising from 0.06% to 0.24% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 67.3%. The strongest 7-day period was Jun 19–Jun 25 averaging 0.14%, while the weakest was Jun 26–Jul 02 at 0.05%. Current 24h APY of 0.23% is 159.4% above the product's own 30-day average.
Weekly yields have declined for 1 consecutive week. The most recent 7-day average stands at 0.05%.
Weekly Breakdown
Historical APY Statistics
Over the past 205 days, Lending (Vault 22)'s yield has shown a downward trend, with yields compressing from 0.11% to 0.08%, a 30.9% decline. The sustainability score of 10/100 aligns with a reversion from previously unsustainable levels.
Historical TVL Statistics
Over the past 205 days, Lending (Vault 22)'s total value locked has experienced a growth phase, growing from $24.0M to $29.7M, a 23.9% increase.
History
FAQ
Yield & Performance
Lending (Vault 22) on Fluid offers a 24-hour APY of 0.23%, a 30-day average of 0.10% on WBTC. Yields are variable and update daily based on protocol activity.
Lending (Vault 22) ranks #6 out of 17 monitored WBTC strategies. Its current yield of 0.23% is 96.5% below the market average of 6.61%.
Earnbase rates the yield sustainability of Lending (Vault 22) at 10/100, classified as "Very Low Stability". An extreme 126.2% deviation from the historical average suggests the current yield level is unlikely to persist.
Over the past 205 days, Lending (Vault 22) has shown a downward yield trajectory. The average APY moved from 0.11% to 0.08%.
Lending (Vault 22) has a yield volatility rating of "Low" (standard deviation: 0.04pp over 205 days). The APY has ranged from 0.02% to 0.24% in the tracked period, with an average of 0.09%.
Liquidity & TVL
Lending (Vault 22) currently has a total value locked (TVL) of $21.0M in WBTC deposits.
Lending (Vault 22) holds $21.0M in WBTC deposits. Across all 17 tracked WBTC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $21.0M places it within the broader spectrum of WBTC opportunities tracked on Earnbase.
By total value locked, Lending (Vault 22) ranks #3 of 12 WBTC strategies on Mainnet. It currently holds $21.0M.
Lending (Vault 22)'s TVL is currently on an upward trajectory. Over the past 205 days, TVL moved from $24.0M to $29.7M, a +23.9% change. The 30-day high was $52.5M and the 30-day low was $21.1M.
Despite rising yields, capital has been flowing out. This may indicate concerns about sustainability or broader market rotation. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Lending (Vault 22) had 13 days of inflows and 15 days of outflows. The largest single-day inflow was +$29.4M (Jun 26, 2026) and the largest outflow was -$31.3M (Jul 04, 2026). Net 30-day TVL change: -13.7%.
Strategy & Access
Lending (Vault 22) operates on the Mainnet network and is managed by Fluid. It accepts WBTC deposits.
To deposit into Lending (Vault 22), you need WBTC tokens on the Mainnet network. Visit the Fluid platform directly to connect your wallet and make a deposit.
Lending (Vault 22) ranks among 12 monitored WBTC strategies on Mainnet. Its yield of 0.23% is 100.1% above the Mainnet average of 0.11%.
Lending (Vault 22) is deployed on Fluid's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
Fluid is the DeFi protocol infrastructure that Lending (Vault 22) operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 0.23% on-chain APY for WBTC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with Fluid before depositing.
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