Fusion Lending Optimizer
IPOR Fusion · Base
Frequently Asked Questions
What is the current APY for Fusion Lending Optimizer?
The current spot APY for Fusion Lending Optimizer on IPOR Fusion (Base) is 3.70%. The 30-day average APY is 3.71%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in Fusion Lending Optimizer?
The total value locked (TVL) in Fusion Lending Optimizer is $379.6K. TVL measures the total USDC assets currently deposited in this vault.
Does the Fusion Lending Optimizer yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Which network is Fusion Lending Optimizer deployed on?
Fusion Lending Optimizer is deployed on Base. Network choice affects transaction costs, settlement speed, and which protocols are available. On-chain APY figures on Earnbase are calculated from exchange rate data on Base directly.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| High Yield USDC | Morpho | Mainnet | 108.58% | $1.8M |
| Hub Capital USDC vault | Lagoon | Ethereum | 104.04% | $1.0M |
| V2 - ID:20 | Silo | Sonic | 72.48% | $8.5K |
| Resolv USDC | Euler | Mainnet | 33.98% | $2.3K |
| Apostro | Euler | BNB | 28.33% | $1.0K |
| Euler Arbitrum Yield | Euler | Arbitrum | 21.93% | $1.4K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| wsrUSD (Leveraged Looping) | IPOR Fusion | Mainnet | 14.73% | $4.1M |
| TAU Reservoir Pointsmax | IPOR Fusion | Ethereum | 14.07% | $589.4K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 11.19% | $340.1K |
More IPOR Fusion Strategies
Fusion Lending Optimizer
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Yield Overview
Fusion Lending Optimizer is a USDC yield strategy on IPOR Fusion (Base). It currently generates 3.70% APY (24h) with a 30-day average of 3.71%. The vault holds $379.6K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
IPOR Fusion · Base
Market Benchmarking
Within the USDC ecosystem, this product ranks #79 out of 160 strategies. Its 3.70% yield is 38.2% lower than the market average of 5.99%.
How Fusion Lending Optimizer Compares
Fusion Lending Optimizer currently ranks #79 among 160 monitored USDC strategies. However, with a TVL of $379.6K, it holds significantly less capital than higher-TVL alternatives like Prime USDC ($466.7M).
Ecosystem Context
Positioned within the Base ecosystem, this product's yield is 9.6% lower than the network average for USDC strategies. Within IPOR Fusion, it competes against 15 other USDC strategies. By TVL, this product ranks #34 of 45 USDC strategies on Base.
About IPOR Fusion
IPOR Fusion is a yield optimization protocol that enables complex strategies including leveraged looping. Earnbase tracks 27 strategies on IPOR Fusion.
USDC on Base#29 of 45
Yield Sustainability
The 24h APY of 3.70% is nearly identical to the 30-day mean, with only a 0.4% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Yield Trajectory
Fusion Lending Optimizer has been on a 3-day downward streak, with APY falling from 4.09% to 3.71% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have increased by 8.0%. The strongest 7-day period was Mar 28–Apr 03 averaging 3.97%, while the weakest was Mar 07–Mar 13 at 3.58%. Current 24h APY of 3.70% is 0.6% below the product's own 30-day average.
Weekly yields have improved for 3 consecutive weeks, with the most recent 7-day average of 3.97% representing a sustained weekly performance in the tracked period.
Weekly Breakdown
Historical APY Statistics
Over the past 121 days, Fusion Lending Optimizer's yield has shown a downward trend, with yields compressing from 5.39% to 3.81%, a 29.3% decline. The sustainability score of 99/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 121 days, Fusion Lending Optimizer's total value locked has experienced a contraction, declining from $743.3K to $511.1K, a 31.2% reduction.
History
FAQ
Yield & Performance
Fusion Lending Optimizer on IPOR Fusion offers a 24-hour APY of 3.70%, a 30-day average of 3.71% on USDC. Yields are variable and update daily based on protocol activity.
Fusion Lending Optimizer ranks #79 out of 160 monitored USDC strategies. Its current yield of 3.70% is 38.2% below the market average of 5.99%.
Earnbase rates the yield sustainability of Fusion Lending Optimizer at 99/100, classified as "Very Stable". The 24h APY of 3.70% is nearly identical to the 30-day mean, with only a 0.4% variance. This level of consistency is uncommon in DeFi and reflects a mature, well-calibrated yield source with predictable returns.
Over the past 121 days, Fusion Lending Optimizer has shown a downward yield trajectory. The average APY moved from 5.39% to 3.81%.
Fusion Lending Optimizer has a yield volatility rating of "Moderate" (standard deviation: 0.88pp over 121 days). The APY has ranged from 3.34% to 9.71% in the tracked period, with an average of 4.48%.
Liquidity & TVL
Fusion Lending Optimizer currently has a total value locked (TVL) of $379.6K in USDC deposits.
Fusion Lending Optimizer holds $379.6K in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $379.6K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, Fusion Lending Optimizer ranks #34 of 45 USDC strategies on Base. It currently holds $379.6K.
Fusion Lending Optimizer's TVL is currently declining. Over the past 121 days, TVL moved from $743.3K to $511.1K, a -31.2% change. The 30-day high was $757.3K and the 30-day low was $379.5K.
Despite rising yields, capital has been flowing out. This may indicate concerns about sustainability or broader market rotation. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, Fusion Lending Optimizer had 18 days of inflows and 11 days of outflows. The largest single-day inflow was +$2.8K (Mar 20, 2026) and the largest outflow was -$142.4K (Mar 09, 2026). Net 30-day TVL change: -38.9%.
Strategy & Access
Fusion Lending Optimizer operates on the Base network and is managed by IPOR Fusion. It accepts USDC deposits.
To deposit into Fusion Lending Optimizer, you need USDC tokens on the Base network. Visit the IPOR Fusion platform directly to connect your wallet and make a deposit.
Fusion Lending Optimizer ranks among 45 monitored USDC strategies on Base. Its yield of 3.70% is 9.6% below the Base average of 4.09%.
Fusion Lending Optimizer is deployed on IPOR Fusion's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
IPOR Fusion is the DeFi protocol infrastructure that Fusion Lending Optimizer operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Base network.
For illustrative purposes only. Based on the current 3.70% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with IPOR Fusion before depositing.
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