USDC Lending Optimizer
IPOR Fusion · Curated by Tesseract · Mainnet
Frequently Asked Questions
What is the current APY for USDC Lending Optimizer?
The current spot APY for USDC Lending Optimizer on IPOR Fusion (Mainnet) is 5.48%. The 30-day average APY is 7.32%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Lending Optimizer?
The total value locked (TVL) in USDC Lending Optimizer is $836.6K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Lending Optimizer yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates USDC Lending Optimizer?
USDC Lending Optimizer is curated by Tesseract. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Tesseract on the Tesseract curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| Coinshift Conservative USPC | Lagoon | Ethereum | 23.83% | $192.8K |
| Bitcoin Dollar USDC | IPOR Fusion | Ethereum | 18.80% | $311.0K |
| USDC Yield | Morpho | Arbitrum | 18.76% | $104.3K |
| 9Summits Flagship USDC | Lagoon | Ethereum | 16.68% | $4.1M |
| Syntropia Boosted | Lagoon | Ethereum | 16.05% | $345.2K |
| Arcadia V2 Pool | Arcadia | Base | 15.15% | $324.3K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| USDC Vault | Morpho | Mainnet | 14.09% | $38.1K |
| Arcadia Autocompounder | Harvest | Base | 12.40% | $131.7K |
| USDC Vault | 40 Acres | Base | 12.09% | $8.3M |
More IPOR Fusion Strategies
USDC Lending Optimizer
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Yield Overview
USDC Lending Optimizer is a USDC yield strategy on IPOR Fusion, curated by Tesseract. It currently generates 5.48% APY (24h) with a 30-day average of 7.32%. The vault holds $836.6K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Tesseract · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #46 out of 153 strategies. Its 5.48% yield is 11.7% higher than the market average of 4.90%. While not the highest available, this strategy outperforms the majority of tracked USDC opportunities.
How USDC Lending Optimizer Compares
USDC Lending Optimizer currently ranks #46 among 153 monitored USDC strategies. However, with a TVL of $836.6K, it holds significantly less capital than higher-TVL alternatives like USDC Apex ($3.6M).
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 22.3% higher than the network average for USDC strategies. This strategy is curated by Tesseract, with 1 Tesseract strategies tracked on Earnbase. Within IPOR Fusion, it competes against 17 other USDC strategies. By TVL, this product ranks #30 of 52 USDC strategies on Mainnet.
About IPOR Fusion
IPOR Fusion is a yield optimization protocol that enables complex strategies including leveraged looping. Earnbase tracks 18 strategies on IPOR Fusion.
USDC on Mainnet#12 of 52
Yield Sustainability
Yield is 25.2% below the monthly average.
Yield Trajectory
USDC Lending Optimizer has been on a 4-day downward streak, with APY falling from 6.40% to 5.27% over this period. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 0.9%. The strongest 7-day period was Apr 19–Apr 25 averaging 11.39%, while the weakest was Apr 12–Apr 18 at 6.27%. Current 24h APY of 5.48% is 26.5% below the product's own 30-day average.
Weekly yields have declined for 2 consecutive weeks. The most recent 7-day average stands at 6.34%.
Weekly Breakdown
Historical APY Statistics
Over the past 157 days, USDC Lending Optimizer's yield has shown a upward trend, with yields expanding from 5.67% to 7.30%, a 28.8% increase. The sustainability score of 70/100 aligns with moderate yield variability.
Historical TVL Statistics
Over the past 157 days, USDC Lending Optimizer's total value locked has experienced a growth phase, growing from $320.8K to $551.2K, a 71.8% increase.
History
FAQ
Yield & Performance
USDC Lending Optimizer on IPOR Fusion offers a 24-hour APY of 5.48%, a 30-day average of 7.32% on USDC. Yields are variable and update daily based on protocol activity.
USDC Lending Optimizer ranks #46 out of 153 monitored USDC strategies. Its current yield of 5.48% is 11.7% above the market average of 4.90%.
Earnbase rates the yield sustainability of USDC Lending Optimizer at 70/100, classified as "Moderate". Yield is 25.2% below the monthly average.
Over the past 157 days, USDC Lending Optimizer has shown an upward yield trajectory. The average APY moved from 5.67% to 7.30%.
USDC Lending Optimizer has a yield volatility rating of "High" (standard deviation: 2.30pp over 157 days). The APY has ranged from 3.48% to 25.04% in the tracked period, with an average of 6.10%.
Liquidity & TVL
USDC Lending Optimizer currently has a total value locked (TVL) of $836.6K in USDC deposits.
USDC Lending Optimizer holds $836.6K in USDC deposits. Across all 153 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $836.6K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Lending Optimizer ranks #30 of 52 USDC strategies on Mainnet. It currently holds $836.6K.
USDC Lending Optimizer's TVL is currently on an upward trajectory. Over the past 157 days, TVL moved from $320.8K to $551.2K, a +71.8% change. The 30-day high was $836.5K and the 30-day low was $319.4K.
Yields are declining as more capital enters the vault, a common dynamic where increased deposits dilute per-depositor returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Lending Optimizer had 29 days of inflows and 0 days of outflows. The largest single-day inflow was +$350.1K (May 02, 2026) and the largest outflow was -$0 (Apr 12, 2026). Net 30-day TVL change: +73.0%.
Strategy & Access
USDC Lending Optimizer operates on the Mainnet network and is managed by IPOR Fusion. It accepts USDC deposits. The strategy is curated by Tesseract.
To deposit into USDC Lending Optimizer, you need USDC tokens on the Mainnet network. Visit the IPOR Fusion platform directly to connect your wallet and make a deposit.
USDC Lending Optimizer ranks among 52 monitored USDC strategies on Mainnet. Its yield of 5.48% is 22.3% above the Mainnet average of 4.48%.
USDC Lending Optimizer is deployed on IPOR Fusion's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
IPOR Fusion is the DeFi protocol infrastructure that USDC Lending Optimizer operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 5.48% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with IPOR Fusion before depositing.
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