USDC Lending Optimizer
IPOR Fusion · Curated by Tesseract · Mainnet
Frequently Asked Questions
What is the current APY for USDC Lending Optimizer?
The current spot APY for USDC Lending Optimizer on IPOR Fusion (Mainnet) is 5.84%. The 30-day average APY is 6.60%. All figures exclude external token rewards and are calculated from on-chain exchange rates only.
How much total value is locked in USDC Lending Optimizer?
The total value locked (TVL) in USDC Lending Optimizer is $482.9K. TVL measures the total USDC assets currently deposited in this vault.
Does the USDC Lending Optimizer yield include token rewards?
No. Earnbase tracks on-chain APY only, derived from the vault's exchange rate changes over time. External incentives, token rewards, points programs, and liquidity mining bonuses are not included in the reported APY.
Who curates USDC Lending Optimizer?
USDC Lending Optimizer is curated by Tesseract. Curators set the risk parameters, asset allocations, and rebalancing strategy for the vault. They are responsible for selecting which lending markets or protocols receive deposits. You can view all strategies curated by Tesseract on the Tesseract curator page on Earnbase.
Compare with Other USDC Strategies
| Strategy | Platform | Network | APY | TVL |
|---|---|---|---|---|
| High Yield USDC | Morpho | Mainnet | 108.58% | $1.8M |
| Hub Capital USDC vault | Lagoon | Ethereum | 104.04% | $1.0M |
| V2 - ID:20 | Silo | Sonic | 72.48% | $8.5K |
| Resolv USDC | Euler | Mainnet | 33.98% | $2.3K |
| Apostro | Euler | BNB | 28.33% | $1.0K |
| Euler Arbitrum Yield | Euler | Arbitrum | 21.93% | $1.4K |
| Hyperithm (Private Credit) | Wildcat | Mainnet | 15.00% | $30.0M |
| wsrUSD (Leveraged Looping) | IPOR Fusion | Mainnet | 14.73% | $4.1M |
| TAU Reservoir Pointsmax | IPOR Fusion | Ethereum | 14.07% | $589.4K |
| Coinshift Conservative USPC | Lagoon | Ethereum | 11.19% | $340.1K |
More IPOR Fusion Strategies
USDC Lending Optimizer
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Yield Overview
USDC Lending Optimizer is a USDC yield strategy on IPOR Fusion, curated by Tesseract. It currently generates 5.84% APY (24h) with a 30-day average of 6.60%. The vault holds $482.9K in total value locked. APY is derived from the vault's on-chain exchange rate and does not include external incentives.
Curated by Tesseract · Mainnet
Market Benchmarking
Within the USDC ecosystem, this product ranks #35 out of 160 strategies. Its 5.84% yield is -0.15pp below the market average of 5.99%.
How USDC Lending Optimizer Compares
USDC Lending Optimizer currently ranks #35 among 160 monitored USDC strategies. However, with a TVL of $482.9K, it holds significantly less capital than higher-TVL alternatives like USDC (Keyrock) ($2.4M).
Ecosystem Context
Positioned within the Mainnet ecosystem, this product's yield is 4.1% lower than the network average for USDC strategies. This strategy is curated by Tesseract, with 1 Tesseract strategies tracked on Earnbase. Within IPOR Fusion, it competes against 15 other USDC strategies. By TVL, this product ranks #39 of 57 USDC strategies on Mainnet.
About IPOR Fusion
IPOR Fusion is a yield optimization protocol that enables complex strategies including leveraged looping. Earnbase tracks 27 strategies on IPOR Fusion.
USDC on Mainnet#11 of 57
Yield Sustainability
Current yield of 5.84% shows a 11.5% variance from the 30-day average, well within normal operating bands.
Yield Trajectory
USDC Lending Optimizer recorded a 24h APY of 5.84% in the most recent data point. Over the past 30 days, the product delivered positive yields on 30 out of 30 days. Week-over-week, yields have declined by 13.5%. The strongest 7-day period was Mar 21–Mar 27 averaging 7.71%, while the weakest was Mar 07–Mar 13 at 6.00%. Current 24h APY of 5.84% is 13.0% below the product's own 30-day average.
Weekly yields have declined for 1 consecutive week. The most recent 7-day average stands at 6.67%.
Weekly Breakdown
Historical APY Statistics
Over the past 121 days, USDC Lending Optimizer's yield has shown a upward trend, with yields expanding from 5.66% to 6.32%, a 11.7% increase. The sustainability score of 86/100 aligns with a period of relative yield stability.
Historical TVL Statistics
Over the past 121 days, USDC Lending Optimizer's total value locked has experienced a growth phase, growing from $320.5K to $509.9K, a 59.1% increase.
History
FAQ
Yield & Performance
USDC Lending Optimizer on IPOR Fusion offers a 24-hour APY of 5.84%, a 30-day average of 6.60% on USDC. Yields are variable and update daily based on protocol activity.
USDC Lending Optimizer ranks #35 out of 160 monitored USDC strategies. Its current yield of 5.84% is 2.5% below the market average of 5.99%.
Earnbase rates the yield sustainability of USDC Lending Optimizer at 86/100, classified as "Stable". Current yield of 5.84% shows a 11.5% variance from the 30-day average, well within normal operating bands.
Over the past 121 days, USDC Lending Optimizer has shown an upward yield trajectory. The average APY moved from 5.66% to 6.32%.
USDC Lending Optimizer has a yield volatility rating of "Moderate" (standard deviation: 1.46pp over 121 days). The APY has ranged from 3.48% to 16.55% in the tracked period, with an average of 5.73%.
Liquidity & TVL
USDC Lending Optimizer currently has a total value locked (TVL) of $482.9K in USDC deposits.
USDC Lending Optimizer holds $482.9K in USDC deposits. Across all 160 tracked USDC strategies, deposits range widely depending on the protocol and curator reputation. This vault's TVL of $482.9K places it within the broader spectrum of USDC opportunities tracked on Earnbase.
By total value locked, USDC Lending Optimizer ranks #39 of 57 USDC strategies on Mainnet. It currently holds $482.9K.
USDC Lending Optimizer's TVL is currently on an upward trajectory. Over the past 121 days, TVL moved from $320.5K to $509.9K, a +59.1% change. The 30-day high was $531.3K and the 30-day low was $319.4K.
Both yield and TVL are declining, and depositors may be exiting in response to falling returns. In general, rising TVL in a lending vault can compress yields as more capital competes for the same borrow demand.
Over the past 30 days, USDC Lending Optimizer had 27 days of inflows and 2 days of outflows. The largest single-day inflow was +$222 (Mar 23, 2026) and the largest outflow was -$49.9K (Mar 20, 2026). Net 30-day TVL change: -8.9%.
Strategy & Access
USDC Lending Optimizer operates on the Mainnet network and is managed by IPOR Fusion. It accepts USDC deposits. The strategy is curated by Tesseract.
To deposit into USDC Lending Optimizer, you need USDC tokens on the Mainnet network. Visit the IPOR Fusion platform directly to connect your wallet and make a deposit.
USDC Lending Optimizer ranks among 57 monitored USDC strategies on Mainnet. Its yield of 5.84% is 4.1% below the Mainnet average of 6.09%.
USDC Lending Optimizer is deployed on IPOR Fusion's vault infrastructure. Fee structures are set at the protocol and curator level. Consult the vault directly for current performance and management fee rates.
IPOR Fusion is the DeFi protocol infrastructure that USDC Lending Optimizer operates on. It provides the smart contract layer for deposits, withdrawals, and strategy execution on the Mainnet network.
For illustrative purposes only. Based on the current 5.84% on-chain APY for USDC. Does not include external incentives. Past performance does not guarantee future results. Actual returns may vary.
This page provides informational data aggregated from on-chain sources and is not financial advice. Always verify data directly with IPOR Fusion before depositing.
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